Opportunity at
TideAnalyst, Acquiring AR&I, Preventive Fraud (6 months contract)
This six-month contract is in preventive fraud for acquiring products, based in India and listed as on-site. The analyst carries out full profile reviews, works through…
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About This Role
This six-month contract is in preventive fraud for acquiring products, based in India and listed as on-site. The analyst carries out full profile reviews, works through alerts, and recommends protective steps such as card blocks or merchant suspensions when the evidence supports them. The role sits within Tide's acquiring risk and reporting work. Duties cover risk data analysis, identifying trends and red flags, and watching both live and completed transactions.…
Job Description
This six-month contract is in preventive fraud for acquiring products, based in India and listed as on-site. The analyst carries out full profile reviews, works through alerts, and recommends protective steps such as card blocks or merchant suspensions when the evidence supports them. The role sits within Tide's acquiring risk and reporting work.
Duties cover risk data analysis, identifying trends and red flags, and watching both live and completed transactions. The analyst looks for unusual merchant behaviour using merchant category codes, velocity checks and transaction anomalies, handles compromised card cases, and writes SAR narratives to regulatory standards. Outbound calls to cardholders and clear communication with merchants are part of the working day.
The position requires between one and three years in financial crime, money laundering, fraud casework, transaction monitoring or card operations, covering both acquiring and issuing. Candidates should understand the risks and controls around B2B merchant onboarding, payment monitoring covering declines, chargebacks and disputes, and continuous oversight after onboarding. Experience with CDD and EDD processes, plus comfort with analysis software such as Excel, Tableau or Looker, is expected.
The role calls for flexible shift patterns and rotating week-offs, and for someone who works well independently and takes strong ownership of outcomes. The company's working model adapts to each team, offering both in-office and remote options, and Tide describes itself as a business banking platform for small firms across Britain, India, Germany and France.
Responsibilities
- Carry out full profile reviews triggered by suspicious activity or by periodic schedules
- Analyse risk data to spot trends, red flags and changes in the risk profile of acquiring products
- Keep watch over live transactions and those already processed, for merchants and cardholders alike
- Identify unusual merchant behaviour using MCC analysis, velocity checks and anomaly detection
- Manage compromised card scenarios and recommend card blocks or merchant suspensions
- Prepare SAR narratives and keep detailed evidence and decision records
- Contact cardholders by phone to verify suspicious transactions
- Finish allocated cases within deadlines, upholding quality and compliance standards
- Suggest workflow improvements to reduce false positives and raise detection accuracy
Requirements
- Between one and three years in financial crime, money laundering, fraud casework, transaction monitoring or card operations (acquiring and issuing)
- A strong understanding of risks in B2B merchant onboarding and payment monitoring, including declines, chargebacks and disputes
- Working understanding of how payments flow, merchant category codes, fraud indicators and SAR-style regulatory reporting
- Strong analytical skills and a data-driven approach
- Experience with CDD and EDD processes
- Comfort with analysis and visualisation software including Excel, Tableau and Looker
- Experience with case management and transaction monitoring platforms
- Attention to detail, a customer-oriented mindset and strong ownership
- Experience making outbound verification calls to cardholders or members
- Willingness to work flexible shifts and rotating week-offs
Qualifications
- Experience in cross-functional settings and the ability to work independently
Core Skills
Benefits
- Competitive salary
- Self and family health insurance, plus term and life insurance
- Outpatient (OPD) benefits
- Mental wellbeing support through Plumm
- Learning and development budget
- Work-from-home setup allowance
- 25 annual leave days
- Family and friendly leaves
- A flexible working model that allows both office-based and remote work
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
Where is this role located?
The listed location is India and the structured listing marks the job as on-site. The posting describes a working model that adapts to each team, offering office and remote options.
Is this a contract role?
Yes, it is listed as a six-month contract.
Is a salary stated?
The posting mentions a competitive salary but does not give a figure.
What experience is required?
Between one and three years in financial crime, fraud casework, transaction monitoring or card operations is required.
How do I apply?
The posting does not describe an application process. It states that official Tide roles are listed on the company's Careers Page.
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