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WiseBackend Engineer - North America Risk Prevention
Wise is seeking a Backend Engineer to join the North America Risk Prevention team. This group protects customers and the business from financial crime within the…
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About This Role
Wise is seeking a Backend Engineer to join the North America Risk Prevention team. This group protects customers and the business from financial crime within the North American market by operating high-volume risk and fraud prevention systems. The role involves designing real-time risk assessments that execute instantly whenever a customer creates a transaction quote, supporting infrastructure for features like Instant ACH, and expanding operations to address Anti-Money Laundering and Sanctions…
Job Description
Wise is seeking a Backend Engineer to join the North America Risk Prevention team. This group protects customers and the business from financial crime within the North American market by operating high-volume risk and fraud prevention systems. The role involves designing real-time risk assessments that execute instantly whenever a customer creates a transaction quote, supporting infrastructure for features like Instant ACH, and expanding operations to address Anti-Money Laundering and Sanctions requirements in the US and Canada. The engineering team collaborates daily with Data Analysts and Data Scientists to implement machine learning models, adjust rule sets, and assist fraud investigation units. Team members are distributed across Austin and Budapest, with occasional travel to the US required for in-person collaboration.
Responsibilities
- Design technical solutions that maintain p99 end-to-end latency under one second for real-time risk and fraud checks
- Partner with data scientists to productionize machine learning models for transaction monitoring and Instant ACH
- Work alongside data analysts to refine rule sets and resolve customer pain points such as false positives
- Take end-to-end responsibility for projects starting from initial conception through to production monitoring
- Communicate complex technical concepts clearly to non-technical audiences
Requirements
- At least four years of programming experience using Java, Kotlin, or other JVM-based languages
- Deep knowledge of the Spring framework
- Strong understanding of JDBC, database internals, and query optimization
- Hands-on experience with Kafka, Kafka Streams, or Apache Flink for real-time event processing
- Experience implementing CI/CD pipelines and building scalable, resilient distributed systems
Qualifications
- Familiarity with machine learning basics including data pipelines, feature engineering, and precision or recall metrics
- Experience with OLAP databases or data lakes such as Apache Iceberg utilizing Kafka ingestion
Core Skills
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
Where is this role located?
The posting states that the team is distributed across Budapest and Austin, with occasional travel to the US required for in-person collaboration.
What programming languages and frameworks are required?
Candidates must have four or more years of experience with Java, Kotlin, or other JVM-based languages, along with deep knowledge of the Spring framework.
What is the salary for this position?
The job posting does not specify the salary for this role.
What type of employment is this?
The employment type is full-time.
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