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EburyCredit Risk Manager - Chile
Ebury's Santiago office is seeking a senior credit risk manager for a brand-new, pivotal position in the Credit Risk function. The post sits on the local…
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About This Role
Ebury's Santiago office is seeking a senior credit risk manager for a brand-new, pivotal position in the Credit Risk function. The post sits on the local leadership team. The holder manages and improves the current Chilean portfolio and sharpens underwriting and credit risk processes. The job is full time and hybrid, with four days in the office and one at home. The manager oversees every stage of the credit cycle,…
Job Description
Ebury's Santiago office is seeking a senior credit risk manager for a brand-new, pivotal position in the Credit Risk function. The post sits on the local leadership team. The holder manages and improves the current Chilean portfolio and sharpens underwriting and credit risk processes. The job is full time and hybrid, with four days in the office and one at home.
The manager oversees every stage of the credit cycle, from initial approval to collection and recovery, including coordinating with lawyers if a case goes to litigation. Assessment of prospects and existing clients centres on company financials, trading patterns and operations, and the manager approves currency exposure limits within a delegated authority framework. Credit Committee presentations, delivered in person, go to senior executives including C-suite members. Portfolio reporting covers credit lines, exposure, overdue accounts and pipeline for the Board and the Risk Management Office. The role also supports collections, works with Front Office and Onboarding/Compliance, shares practice with managers abroad, and reports into the senior global credit risk team.
Applicants need at least five years of credit underwriting experience, preferably in Chile's SME sector, and a firm grasp of local accounting rules. Experience with collections and litigation is desired, as are clear communication, one-to-one client problem solving and familiarity with the basic FX products used locally. Pay includes a starting salary and a yearly discretionary bonus, and Ebury offers mentoring, modern technology and routes to leadership.
Responsibilities
- Manage and improve the existing Chilean credit portfolio
- Review prospects and clients for FX exposure limits, focusing on company financials, trading cycles and operations
- Approve exposure limits within a delegated authority matrix
- Present and defend credit analysis to the Credit Committee, including C-suite executives
- Monitor client credit standing and report lines, exposure and overdue cases to the Board and Risk Management Office
- Support collections and work with lawyers when litigation is needed
- Refine underwriting practices to improve efficiency, and liaise with regulators when required
Requirements
- At least five years of credit underwriting experience, preferably with SMEs in Chile
- Solid command of local accounting principles
- Clear, structured and concise communication
- Experience dealing one to one with clients and resolving problems
- Understanding of basic FX products and services in the local market
Qualifications
- Exposure to local collections and litigation processes (desired)
Core Skills
Benefits
- Starting salary plus annual discretionary bonus
- Dedicated mentoring from experienced managers
- Modern, tailored technology
- Defined progression into leadership and specialist roles
- Benefits package that typically includes health care and social benefits
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
Where is the role based?
The role is based in Santiago, Chile, on a hybrid basis with four office days and one day working from home each week.
What experience is required?
At least five years of credit underwriting experience is required, preferably in the Chilean SME market, together with a solid command of local accounting principles.
Is the salary stated?
The posting mentions pay with a discretionary bonus but does not specify an amount.
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