Remote opportunity at
NinjaHoldingsGeneral Manager, Line of Credit
NinjaHoldings is seeking an entrepreneurial General Manager to take ownership of and scale its line of credit product under the CreditNinja brand. Established in 2017, the…
Career Tools
About This Role
NinjaHoldings is seeking an entrepreneurial General Manager to take ownership of and scale its line of credit product under the CreditNinja brand. Established in 2017, the organization provides digital banking and lending alternatives for everyday consumers, along with business services through its Edge brand. This position operates on a fully remote basis within the United States and reports directly to the President of CreditNinja Lending. This role suits a hands-on…
Job Description
NinjaHoldings is seeking an entrepreneurial General Manager to take ownership of and scale its line of credit product under the CreditNinja brand. Established in 2017, the organization provides digital banking and lending alternatives for everyday consumers, along with business services through its Edge brand. This position operates on a fully remote basis within the United States and reports directly to the President of CreditNinja Lending.
This role suits a hands-on operator who has previously taken revolving credit or consumer lending products from early traction to significant profitability. The General Manager holds complete financial accountability for the line of credit business, overseeing its P&L performance, growth strategy, risk management, and capital needs. The person in this position will collaborate closely with marketing, product, engineering, analytics, and legal departments to optimize the digital customer experience and build a high-performing cross-functional team.
Responsibilities
- Manage the complete P&L for the line of credit business line to meet profitability and revenue targets
- Refine and implement strategies to expand the line of credit into a sustainable product that complements installment loans
- Optimize unit economics across the entire customer account lifecycle, including credit limits, pricing, utilization, and repayment
- Collaborate with marketing teams to drive new account acquisition across direct, partner, and mobile channels while maximizing lifetime customer value
- Partner with product and engineering units to enhance the digital user journey from application through repayment
- Work alongside credit, risk, and analytics groups to govern underwriting, portfolio monitoring, and pricing strategies
- Coordinate with finance and capital markets to scale the funding strategy and manage capital costs
- Recruit, develop, and lead a cross-functional team while fostering speed and accountability
Requirements
- Minimum of 10 years of progressive experience working in consumer lending, financial services, or fintech
- Direct senior leadership experience holding P&L ownership
- Demonstrated track record of scaling an early-stage product or business line into a profitable operation within revolving credit, credit cards, or lines of credit
- Deep understanding of revolving credit economics, credit line management, and lending profitability drivers
- Proven capability to scale digital consumer credit offerings through marketing and partnerships
- Working familiarity with consumer lending regulations such as TILA, Regulation Z, ECOA, FCRA, and UDAAP
Qualifications
- Bachelor's degree in Economics, Finance, Business, or a related field
- MBA or advanced degree
- Experience working with subprime or near-prime consumer segments
Core Skills
Benefits
- Flexible paid time off
- Medical, dental, and vision insurance health plans
- 401(k) retirement plan with matching contributions
- Paid family leave
- Annual wellness subsidies
- Work-from-home subsidies
- Employee referral program
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
Is this position remote?
Yes, this is a fully remote position based in the United States.
What are the education requirements for this role?
A bachelor's degree in Finance, Business, Economics, or a related field is required, while an MBA or advanced degree is preferred.
What is the salary for this position?
The salary for this role is not specified in the job posting.
Who will the General Manager report to?
The General Manager reports directly to the President of CreditNinja Lending.
Sample Interview Questions
AI-generated questions tailored to this specific role — a preview of the full practice set.