Remote opportunity at
SignifydSenior Product Manager, Authorization Optimization
Signifyd is looking for a Senior Product Manager to lead its authorization optimization product line, sitting at the intersection of payments and fraud decisioning. The person…
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About This Role
Signifyd is looking for a Senior Product Manager to lead its authorization optimization product line, sitting at the intersection of payments and fraud decisioning. The person in this role will focus on elevating authorization rates for valid transactions, guiding strategy, prioritizing high-impact opportunities, and steering execution across existing capability teams. Signifyd provides advanced technology that helps merchants globally build trusted customer relationships, protect revenue, approve legitimate orders, and eliminate fraud.…
Job Description
Signifyd is looking for a Senior Product Manager to lead its authorization optimization product line, sitting at the intersection of payments and fraud decisioning. The person in this role will focus on elevating authorization rates for valid transactions, guiding strategy, prioritizing high-impact opportunities, and steering execution across existing capability teams. Signifyd provides advanced technology that helps merchants globally build trusted customer relationships, protect revenue, approve legitimate orders, and eliminate fraud.
This is a technical, hands-on product position. The successful candidate will translate overarching strategy into precise specifications, design the data and API interfaces connecting the platform with merchants, payment service providers, and issuers, and act as the primary product voice in architectural reviews. Daily collaboration will occur alongside engineering, data science, and go-to-market teams.
Signifyd offers remote employment opportunities in the United States, backed by a comprehensive benefits package that includes health insurance, retirement matching, paid parental leave, discretionary time off, and stock options.
Responsibilities
- Manage the end-to-end authorization optimization roadmap by setting priorities, sequencing delivery, and communicating plans to leadership and engineering
- Determine whether to build, orchestrate, partner, or influence issuers directly based on issuer behavior and payment dynamics
- Draft detailed technical specifications, user stories, and acceptance criteria while maintaining the engineering backlog
- Develop and evolve APIs, data models, and integration points for authorization and decline data flows
- Identify and evaluate new partnerships with PSPs, gateways, acquirers, issuers, and technology vendors
- Construct issuer and BIN intelligence covering performance, decline patterns, and treatment effectiveness
- Manage a quantified opportunity map to prioritize recoverable revenue
- Drive issuer-specific decisioning encompassing step-ups, 3DS, decline recovery, and intelligent retries
- Collaborate with data science to outline requirements for risk-aware decisioning
- Demonstrate treatment impact through merchant proofs of value and reporting
- Partner with sales, solutions, and customer success teams to integrate merchant feedback into product planning
Requirements
- At least five years of product management experience, including roadmap ownership and end-to-end delivery
- Hands-on payments product background encompassing issuer authorization behavior, decline recovery, retries, 3DS, and PSD2/SCA frameworks
- Demonstrated history of writing technical specifications and defining APIs or data interfaces alongside engineering teams
- Strong analytical capabilities working with transaction-level data and defining success metrics
- Experience collaborating directly with data science or analytics teams to translate insights into product requirements
- Proven ability to influence cross-functional stakeholders without direct authority
- Clear written and verbal communication skills tailored for technical and non-technical audiences
Qualifications
- Experience working at a payment processor, PSP, acquirer, card network, issuer, or fraud and risk vendor
- Exposure to fraud, risk, or digital identity products, including false-decline versus fraud-loss tradeoffs
- Experience defining requirements for machine learning-driven decisioning
- Familiarity with 3DS/EMVCo, tokenization, ISO 8583, and PSD2/SCA regulations
- Background in B2B SaaS or enterprise e-commerce merchant environments
Core Skills
Benefits
- Discretionary unlimited time off policy
- 401(k) matching
- Stock options
- Annual performance bonus or commissions
- Twelve weeks of paid parental leave
- On-demand therapy for employees and dependents
- Dedicated learning budget through Learnerbly
- Health, dental, and vision insurance
- Flexible Spending Account
- Short-term and long-term disability insurance
- Life insurance
- Company social events and swag
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
Is this position remote?
Yes, this role is remote.
What is the salary range for this role?
The annual base salary ranges from USD 145,000 to USD 205,000, depending on geographic pay zone and other factors such as experience and skills.
What experience is required to apply?
Candidates must have at least five years of product management experience with roadmap ownership, hands-on payments product expertise covering issuer authorization and decline recovery, and a background in writing technical specifications and defining APIs.
Are bonuses and equity offered?
Yes, this position is eligible for an annual performance bonus of up to 10% of the base salary and a grant of 7,000 stock options.
Sample Interview Questions
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