Remote opportunity at
ChimeSenior Software Engineer, Cards
Chime is seeking a Senior Software Engineer for its Cards organization to help scale and evolve the company's card portfolio. Operating as a financial technology company…
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About This Role
Chime is seeking a Senior Software Engineer for its Cards organization to help scale and evolve the company's card portfolio. Operating as a financial technology company rather than a bank, Chime provides user-friendly financial tools designed to help members achieve financial progress. In this remote, full-time backend-focused role, you will build secure, low-latency APIs and backend services while collaborating across product, risk, and design teams. The position involves designing resilient…
Job Description
Chime is seeking a Senior Software Engineer for its Cards organization to help scale and evolve the company's card portfolio. Operating as a financial technology company rather than a bank, Chime provides user-friendly financial tools designed to help members achieve financial progress. In this remote, full-time backend-focused role, you will build secure, low-latency APIs and backend services while collaborating across product, risk, and design teams. The position involves designing resilient architectures, driving technical decisions, and participating in an on-call rotation.
This role is ideal for experienced engineers who enjoy managing multiple projects simultaneously, mentoring teammates, and working in fast-paced environments. You will help improve platform reliability through automation, observability, and thoughtful system design while contributing to machine learning integration, experimentation, and policy lifecycle capabilities. Chime offers a comprehensive compensation package featuring a base salary ranging from $164,000 to $227,000 USD, along with potential bonuses, equity, and extensive employee benefits.
Responsibilities
- Drive technical design and architectural choices while mentoring engineers and supporting cross-functional teamwork
- Lead multiple concurrent projects, balancing core responsibilities with assistance across broader team initiatives
- Build and maintain low-latency APIs and backend services for Trust and Safety platforms
- Establish domain expertise in platform architecture to deliver solutions that refine maturing systems
- Partner with data engineers, analysts, and product managers to release features improving member protection and experience
- Enhance platform performance and reliability using system architecture, observability, and automation
- Evolve experimentation, policy lifecycle, and machine learning integration capabilities
- Participate in an on-call rotation, which may include responding to incidents outside regular working hours
Requirements
- Minimum of 5 years of software development experience in a production environment at scale
- Prior experience acting as a technical lead for a team and on complex projects
- Demonstrated experience with Ruby on Rails or comparable frameworks
- Experience working with transactional databases and caching systems
- Strong understanding of architectural patterns for large-scale web applications
- Dedication to mentoring engineers and supporting team development
- Commitment to writing maintainable and well-tested code
Qualifications
- Experience working in fast-paced or early-stage settings
Core Skills
Benefits
- Backup child, elder, and pet care
- Subsidized commuter benefits for eligible employees
- Comprehensive health, financial, and wellbeing benefits
- Generous vacation policy and company-wide paid days off
- Paid time off dedicated to supporting local community organizations
- Annual wellness stipend
- Up to 22 weeks of paid parental leave for birthing parents
- 12 weeks of paid parental leave for non-birthing parents
- Access to family planning reimbursement
Frequently Asked Questions
What is the salary range for this position?
The base salary offered for this role ranges from $164,000 to $227,000 USD, with potential for bonuses, competitive equity, and benefits.
Is this position remote?
Yes, this is listed as a remote employment opportunity.
What are the core experience requirements?
Candidates need five or more years of production software development experience at scale, prior technical lead experience, and familiarity with Ruby on Rails or comparable frameworks.
Does the role require on-call duties?
Yes, engineers in this position must participate in an on-call rotation, which can include responding to incidents outside of regular working hours.
Sample Interview Questions
AI-generated questions tailored to this specific role — a preview of the full practice set.