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Chime

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Chime

Senior Software Engineer, AI & App Experience

Chime, operating as a financial technology company rather than a bank, is seeking a remote Senior Software Engineer focused on AI and App Experience. In this…

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Role Snapshot

Hiring Now

Remote from

Remote

Salary

Undisclosed

Department

General

Employment

Full-time

Experience

Not specified

Published16d ago
Listing Views17
Applications0
Apply BeforeNo deadline

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AI Summary

This hybrid Tech Lead Manager role involves directly managing a squad of 4 to 5 engineers while remaining hands-on in the codebase to build Chime's AI-powered financial assistant, Jade. You will balance people management duties—such as hiring, 1:1s, and career coaching—with setting technical architecture for LLM features and actively authoring code alongside your team. Additionally, you will partner closely with Product, Design, and Data Science to guide squad execution and champion AI-assisted development practices.

About This Role

Chime, operating as a financial technology company rather than a bank, is seeking a remote Senior Software Engineer focused on AI and App Experience. In this role, the engineer will help develop and scale Jade, Chime's artificial intelligence financial assistant designed to help members manage spending, track subscriptions, and reach financial objectives. The position involves working across the full stack to deliver secure and scalable product capabilities. Responsibilities include building…

Job Description

Chime, operating as a financial technology company rather than a bank, is seeking a remote Senior Software Engineer focused on AI and App Experience. In this role, the engineer will help develop and scale Jade, Chime's artificial intelligence financial assistant designed to help members manage spending, track subscriptions, and reach financial objectives.

The position involves working across the full stack to deliver secure and scalable product capabilities. Responsibilities include building agent architectures, prompt strategies, model routing, internal dashboards, and evaluation pipelines. The ideal candidate enjoys navigating the technical challenges of deploying large language model products at scale while ensuring system reliability and safety.

Chime offers a comprehensive package for full-time regular personnel, including health and wellbeing coverage, flexible vacation time, paid parental leave, and wellness perks. Candidates will join an experienced fintech team dedicated to expanding financial access and empowerment for everyday consumers.

Responsibilities

  • Design, build, and scale capabilities for Jade, the company financial assistant
  • Develop agent architectures, prompt strategies, and orchestration patterns
  • Build evaluation frameworks, observability, and guardrail systems
  • Collaborate cross-functionally to address member pain points and deliver secure solutions
  • Enhance system reliability via performance tuning and architectural improvements
  • Contribute to technical design, code reviews, and mentorship

Requirements

  • Have 5+ years of backend software development experience in production settings
  • Demonstrate proficiency with AI tooling and native artificial intelligence development
  • Show proficiency with Python or comparable frameworks
  • Bring experience working with transactional databases like Postgres and caching systems like Redis
  • Possess familiarity with architectural patterns for high-scale systems
  • Commit to writing maintainable and well-tested code

Qualifications

  • Experience with agent development
  • Background in fintech environments
  • Background in startup environments

Core Skills

Benefits

  • Comprehensive health, financial, and wellbeing benefits
  • Generous vacation policy and company-wide paid days off
  • Annual wellness stipend
  • Up to 22 weeks of paid parental leave for birthing parents and 12 weeks for non-birthing parents
  • Access to family planning reimbursement
  • Subsidized commuter benefits and backup child, elder, and pet care for eligible staff

Frequently Asked Questions

What is the salary range for this role?

The base salary offered ranges from $187,000 to $259,000 USD, and full-time employees may also be eligible for bonuses, competitive equity, and benefits.

Is this position remote?

Yes, this is listed as a remote position, though Chime also maintains an in-office work policy with four days in the office and Fridays from home for those near an office location.

What experience is required for applicants?

Applicants must have five or more years of backend software development experience in production environments, along with proficiency in AI tooling, Python or similar frameworks, transactional databases, and caching systems.

What employment type is this?

This is a full-time employment opportunity.

Role DNA

This role demands a balanced split between hands-on AI software engineering, team management, and frequent cross-functional collaboration.

Job ComplexityHigh
Pace & PressureHigh
Autonomy LevelHigh
Communication LoadHigh

Salary Analysis

The disclosed base salary range of $199,000 to $275,000 aligns well with competitive market rates for a hands-on AI engineering leadership position.

Employer-Listed Salary

Not disclosed

As stated in this job posting.

Jobsiz Platform Estimate

USD 199,000/yrMedian: USD 237,000/yrUSD 275,000/yr

AI-estimated market range based on role, seniority, and location — not a guaranteed offer, and independent of the employer's own figure above.

Sample Interview Questions

AI-generated questions tailored to this specific role — a preview of the full practice set.

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