Opportunity at
BoschProduct Manager, Embedded Financial Services (F.OS)_MPIN
Bosch seeks a Product Manager, Embedded Financial Services (F.OS)_MPIN for its Bengaluru location to drive the embedded finance strategy. This full-time, on-site role focuses on developing…
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About This Role
Bosch seeks a Product Manager, Embedded Financial Services (F.OS)_MPIN for its Bengaluru location to drive the embedded finance strategy. This full-time, on-site role focuses on developing the financial roadmap, starting with embedded credit and expanding to payments and related products. The professional will shape the embedded finance strategy, discover use cases across various mobility and commerce segments, form funding partnerships with banks and NBFCs, structure financial products, design incentive programmes,…
Job Description
Bosch seeks a Product Manager, Embedded Financial Services (F.OS)_MPIN for its Bengaluru location to drive the embedded finance strategy. This full-time, on-site role focuses on developing the financial roadmap, starting with embedded credit and expanding to payments and related products. The professional will shape the embedded finance strategy, discover use cases across various mobility and commerce segments, form funding partnerships with banks and NBFCs, structure financial products, design incentive programmes, and manage digital infrastructure and technology service providers.
This position is suited for an entrepreneurial builder with a strong background in fintech, digital lending, or banking products who can handle commercial negotiations, regulatory coordination, and end-to-end execution from pilot to scale. The role is evaluated on business outcomes, active partnerships, financial product launches, conversion metrics, and incremental revenue generation.
Responsibilities
- Formulate and evolve the financial services roadmap encompassing embedded credit, payments, and adjacent products
- Identify financing needs and prioritize use cases for fleet operators, system integrators, garages, marketplace sellers, and vehicle owners
- Establish and manage multi-lender capabilities by collaborating with banks, NBFCs, and fintech partners
- Co-create financial products with lenders, including credit limits, tenures, repayment constructs, and pricing
- Design financing schemes, activation programmes, and bundles to drive adoption and repeat usage
- Partner with mobility and ecosystem platforms to embed financial products into transaction flows
- Define digital journeys and architecture for onboarding, KYC, KYB, consent, lender routing, credit decisioning, and reconciliation
- Collaborate with lending service and technology providers to build reusable integrations
- Convert transaction and mobility data into signals consumable by lenders
- Coordinate with Legal, Compliance, and Finance regarding regulatory frameworks and data protection
- Define and negotiate sustainable monetisation models for Bosch across various revenue streams
- Lead pilot projects from user acceptance through to scale across platforms
Requirements
- 7 to 12+ years of experience in fintech, digital lending, embedded finance, banking products, lending marketplaces, or NBFCs
- Demonstrated experience taking a lending or embedded-finance proposition from initial customer need through lender structuring and digital integration to scale
- Deep knowledge of digital lending, embedded finance, underwriting, credit products, and lender economics
- Direct experience working with banks, NBFCs, and their credit, product, and partnership teams
- Experience designing B2B and MSME credit products along with digital customer journeys
- Working knowledge of the Indian digital lending regulatory framework, consent requirements, data protection, and lending APIs
- Commercial and partnership-negotiation capability for structuring revenue models with regulated partners
Qualifications
- Bachelor's degree in engineering, finance, economics, or a related field
- Master's degree or MBA
Core Skills
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
What is the location and work arrangement for this role?
The position is located in Bengaluru and is on-site.
What is the employment type?
The job posting indicates it is a full-time position.
What experience level is required?
The role requires 7 to 12+ years of experience in fintech, digital lending, embedded finance, NBFC or banking products, lending marketplaces, or B2B financial services.
What is the salary for this position?
The salary is not stated in the job posting.
Sample Interview Questions
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