Remote opportunity at
EarnInSenior Software Engineer
EarnIn operates as a financial technology pioneer specializing in earned wage access, offering solutions that provide real-time monetary flexibility to individuals living paycheck to paycheck without…
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About This Role
EarnIn operates as a financial technology pioneer specializing in earned wage access, offering solutions that provide real-time monetary flexibility to individuals living paycheck to paycheck without mandatory fees, interest rates, or credit checks. Backed by prominent partners like A16Z, Matrix Partners, DST, and Ribbit Capital, the company is expanding its engineering talent to support rapid growth. The engineering team is seeking an experienced Senior Software Engineer to join the Cash…
Job Description
EarnIn operates as a financial technology pioneer specializing in earned wage access, offering solutions that provide real-time monetary flexibility to individuals living paycheck to paycheck without mandatory fees, interest rates, or credit checks. Backed by prominent partners like A16Z, Matrix Partners, DST, and Ribbit Capital, the company is expanding its engineering talent to support rapid growth.
The engineering team is seeking an experienced Senior Software Engineer to join the Cash Out business unit based in the Vancouver, BC office. In this hybrid capacity, staff work from the office two days per week. This position focuses on owning the design, implementation, and operations of backend services that process member transactions through debit card rails, ACH, FedNow, and RTP.
Engineers at EarnIn utilize AI-assisted development tools and agentic workflows—such as Cursor and Claude—daily for coding, testing, debugging, and incident management while maintaining high safety standards for financial systems. The selected candidate will collaborate closely with product, design, and data teams to deliver scalable backend and full-stack features, handle service health through on-call rotations, and mentor fellow engineers.
Responsibilities
- Manage the end-to-end design and execution of new features for the Cash Out product.
- Develop reliable transaction workflows integrated with payment systems using idempotent requests and error-handling protocols.
- Utilize AI-assisted development platforms like Cursor and Claude across daily engineering tasks.
- Build REST and gRPC application programming interfaces alongside event-driven integrations utilizing tools like Kafka, SNS, and SQS.
- Participate in on-call rotations to manage alerts, investigate incidents, and conduct postmortems.
- Partner with product managers, designers, and data scientists to shape project scopes and assess product experiments.
- Provide mentorship to engineering peers through code and architecture reviews.
Requirements
- Possess four or more years of software engineering experience focusing on building and maintaining backend systems.
- Demonstrate hands-on daily usage of AI tools like Cursor and Claude in professional software development.
- Bring practical proficiency in at least one modern programming language such as Kotlin, Java, C#, Go, Python, or TypeScript, with the ability to work in multiple languages.
- Have hands-on familiarity with SQL and NoSQL databases along with messaging frameworks like Kafka and AWS SNS or SQS.
- Maintain strong communication skills alongside an action-oriented mindset for dynamic environments.
- Be based in the Vancouver area and able to fulfill the hybrid requirement of working from the Vancouver office two days a week.
Qualifications
- Hold a degree in computer science or a related technical discipline, or demonstrate equivalent practical experience.
- Bring previous background working with payments, ledgers, or money movement infrastructure.
- Demonstrate experience developing web or mobile client experiences using technologies like React or native mobile platforms.
- Possess familiarity with Kubernetes, Amazon Web Services, and monitoring tools such as Datadog.
- Have experience helping engineering teams adopt agentic workflows and AI-driven processes.
- Show background operating within fintech or other regulated and security-sensitive industries.
Core Skills
Benefits
- Healthcare coverage
- Internet and cell phone expense reimbursement
- Learning and development stipend
- Potential travel opportunities to company headquarters in Mountain View
- Equity grants
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
What is the location and work policy for this role?
This position is hybrid and based in the Vancouver, BC office, requiring two days a week in the office. Candidates must live in the Vancouver area, as fully remote work is not permitted.
What is the salary range for the Senior Software Engineer position?
The full-time base salary ranges from CAD 199,800 to 244,200 per year, supplemented by equity and employee benefits.
How are AI tools used in this position?
Using AI-assisted development tools and agentic workflows such as Cursor and Claude is an everyday expectation for designing, building, testing, and operating backend systems.
What qualifications are required to apply?
Applicants need four or more years of software engineering experience focused on backend services, hands-on daily experience with AI coding tools, proficiency in at least one modern programming language, and familiarity with databases and messaging technologies.
Sample Interview Questions
AI-generated questions tailored to this specific role — a preview of the full practice set.