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PathwardVice President, Financial Risk - Capital Markets Oversight
Pathward is a financial empowerment company focused on expanding financial availability, choice, and opportunity while eliminating traditional access barriers. The organization is currently seeking a Vice…
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About This Role
Pathward is a financial empowerment company focused on expanding financial availability, choice, and opportunity while eliminating traditional access barriers. The organization is currently seeking a Vice President of Financial Risk to oversee Capital Markets Oversight within the second line of defense. This professional will shape and manage the capital markets risk oversight program, acting as the senior subject matter authority for related activities. Responsibilities include evaluating funds management, liquidity risk,…
Job Description
Pathward is a financial empowerment company focused on expanding financial availability, choice, and opportunity while eliminating traditional access barriers. The organization is currently seeking a Vice President of Financial Risk to oversee Capital Markets Oversight within the second line of defense. This professional will shape and manage the capital markets risk oversight program, acting as the senior subject matter authority for related activities. Responsibilities include evaluating funds management, liquidity risk, interest rate risk models, and investment portfolio characteristics while providing credible challenge to first-line practices. The role reports directly to the SVP and Head of Financial Risk, collaborating closely with treasury teams, executive leadership, risk committees, and the Board of Directors, as well as external regulators and auditors. This position suits an experienced financial risk leader with deep expertise in banking, capital planning, and liquidity management who can independently defend risk conclusions and influence organizational strategy.
Responsibilities
- Manage the second line oversight program for capital markets risk, establishing annual plans, coverage standards, and evaluation methodologies.
- Evaluate funds management and liquidity risk management processes independently, including reviewing contingency funding plans.
- Challenge prepaid deposit assumptions, decay analysis, deposit behavior modeling, and interest rate risk models and scenarios.
- Analyze investment portfolios, counterparty exposures, foreign currency translation risk, hedging, derivatives, secondary loan market sales, and off-balance sheet strategies.
- Oversee exposure limits and key risk indicators, determining appropriate remediation or escalation for any breaches.
- Participate in business-level committees and working groups while supporting independent second-line conclusions.
- Monitor adherence to financial regulations, market standards, and internal policies in coordination with Internal Audit, Model Risk Management, and Compliance.
- Serve as a primary second-line contact for regulatory examiners and external auditors on capital market matters.
Requirements
- Minimum of 12 years of professional experience in banking, capital markets, or comparable financial services with a bachelor's degree
- At least 8 years of direct experience handling capital planning, liquidity risk, interest rate risk, and investment portfolio management
- Demonstrated background presenting risk information to executive management, risk committees, and boards of directors
- Experience communicating risk matters directly to regulators and audit firms
- Proficiency using Microsoft Office applications
Qualifications
- Bachelor's degree or equivalent education and work experience, preferably in finance, business, economics, or mathematics
- Master of Business Administration (MBA) degree or Chartered Financial Analyst (CFA) designation
- Prior experience working with prepaid deposits
- Familiarity with governance, risk, and compliance platforms such as Archer
Core Skills
Benefits
- Comprehensive health insurance
- 401(k) retirement benefits
- Life insurance
- Disability benefits
- Paid time off
- Annual performance-based incentive opportunity
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
What is the salary range for this position?
The salary range for this role is USD 182,000 to 273,000 per year, with exact placement depending on factors such as experience, qualifications, skills, and location. Eligible employees also qualify for an annual performance-based incentive.
What are the core educational and experience requirements?
Candidates must possess a bachelor's degree or equivalent, along with at least 12 years of banking or capital markets experience. This must include a minimum of 8 years of direct experience in capital planning, liquidity risk, interest rate risk, and investment portfolio management.
Does the job posting specify a remote work policy?
The source posting states the employment type and that Pathward is a hybrid, remote-office company, but does not explicitly designate whether this specific role is remote, hybrid, or on-site.
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