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TamaraAML Officer
Tamara, a fintech business active across Saudi Arabia and the GCC, serves over 25 million customers and 130,000+ partner merchants, and is recruiting an AML Officer.…
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About This Role
Tamara, a fintech business active across Saudi Arabia and the GCC, serves over 25 million customers and 130,000+ partner merchants, and is recruiting an AML Officer. The posting does not state a city or country for this role. The position is full-time and on-site. The officer applies anti-money-laundering rules to the company's daily operations. Core duties include checking merchant KYC files at the second line of defence before onboarding is…
Job Description
Tamara, a fintech business active across Saudi Arabia and the GCC, serves over 25 million customers and 130,000+ partner merchants, and is recruiting an AML Officer. The posting does not state a city or country for this role. The position is full-time and on-site. The officer applies anti-money-laundering rules to the company's daily operations.
Core duties include checking merchant KYC files at the second line of defence before onboarding is approved, and keeping a log of verified merchants for reporting. The officer also samples consumer KYC files periodically and reports shortcomings. Each merchant must carry the correct MCC code and AML risk rating, which should reflect where the merchant is located, what it offers, its sales channels and its legal form. Transaction monitoring and AML and fraud scenarios must be kept in place and updated regularly.
Compliance testing forms another large part of the role. The officer inspects company divisions and units, writes up findings and observations, escalates breaches, and agrees action plans with the department concerned to prevent repeat violations. The officer also reviews marketing and promotional material and passes feedback to the Director of Compliance.
Candidates should hold a bachelor-level degree in law, business administration or a closely aligned subject, and have at least two years in a similar role under SAMA. A fintech and payments background is strongly preferred. Strong presentation, organisation and negotiation skills are expected, along with a data-led approach to problem solving.
Responsibilities
- Interpret the governing rules and regulations and apply them in daily work
- Check merchant KYC before granting onboarding approval, and record each verified merchant for reporting
- Sample consumer KYC files periodically and report shortcomings
- Confirm each merchant has the correct MCC code and AML risk rating
- Make sure transactions are monitored and AML and fraud scenarios are current
- Run compliance testing of company divisions and units
- Write up findings, escalate breaches and agree action plans with departments
- Review marketing and promotional material and send feedback to the Director of Compliance
Requirements
- Bachelor-level degree in law, business administration or a closely aligned subject
- Two-plus years working in a similar role under SAMA oversight
- Ability to read regulations and apply them day to day
- Clear spoken and written communication, plus confident presenting
- Well-organised, with good time management
- A customer-first attitude with capable negotiation
- Data-led reasoning when solving problems
Qualifications
- A fintech and payments background is strongly preferred
Core Skills
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
Where is the AML Officer job located?
The posting does not specify a city or country for this role.
What experience does the posting require?
A bachelor-level degree in law, business administration or a closely aligned subject, and at least two years in a similar role under SAMA.
Is fintech experience needed?
It is described as strongly preferred, but the posting does not state it as a strict requirement.
Sample Interview Questions
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