Opportunity at
EburyCredit Risk Analyst
Ebury's Dusseldorf office is recruiting a credit risk analyst on a full-time, hybrid basis, with four days in the office and one day at home. The…
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About This Role
Ebury's Dusseldorf office is recruiting a credit risk analyst on a full-time, hybrid basis, with four days in the office and one day at home. The team examines small and medium-sized business clients, reviewing each company's markets, financial position, products, activities and cash headroom before lending decisions. The analyst is reporting to the regional credit risk head and handles one-off assignments from the global credit risk leadership. Work centres on…
Job Description
Ebury's Dusseldorf office is recruiting a credit risk analyst on a full-time, hybrid basis, with four days in the office and one day at home. The team examines small and medium-sized business clients, reviewing each company's markets, financial position, products, activities and cash headroom before lending decisions.
The analyst is reporting to the regional credit risk head and handles one-off assignments from the global credit risk leadership. Work centres on detailed credit assessment of prospects and clients for supplier payment finance and currency dealing products, with attention to financials, operations and trading cycles. The analyst writes submissions and recommendations, defends them at credit committee meetings, manages an existing client book, and works with front office and operations teams. Helping develop automated risk models, adapting processes to local market conditions and sharing insight with managers in other regions are also part of the role.
The ideal candidate has completed higher education in a numerate subject such as accounting, economics, finance or mathematics, and is fluent in German and English. Familiarity with German-language management accounts, such as BWA and SuSa reports, is required, along with a complete grasp of balance sheets, profit and loss and cash flow. Analytical ability, sound problem-solving and a concise communication style are expected. Working knowledge of Excel is essential, and VBA or macros are an advantage. Ebury offers a starting salary with a yearly discretionary bonus, mentoring and career progression.
Responsibilities
- Take on one-off assignments from the global credit risk leadership
- Analyse prospects and clients for supplier payment finance and currency dealing products, looking at financials, operations and trading cycles
- Present and defend recommendations at credit committee meetings
- Monitor an existing client book, tracking each company's credit standing and risk-reward
- Work with front office and operations to keep client decisions clear
- Contribute to automated risk modelling and adjust processes for local conditions
Requirements
- Higher education in a numerate subject
- Fluency in German and English
- Competence with German-language management accounts (BWA, SuSa)
- Full understanding of balance sheets, profit and loss and cash flow
- Background in SME credit underwriting or in judging a business's creditworthiness
- Analytical thinking and sound problem-solving skills
- Working knowledge of Excel
Qualifications
- VBA or macros knowledge (desirable)
Core Skills
Benefits
- Starting pay plus a yearly discretionary bonus
- Dedicated mentoring from experienced managers
- Modern, tailored technology and tools
- Defined career progression into leadership and specialist roles
- Benefits package that typically includes health care and social benefits
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
Where is the role based?
The role is based in Dusseldorf, Germany, on a hybrid basis with four office days and one day working from home each week.
What languages are required?
Fluency in German and English is required, and the skill to work through German-language management accounts.
Is the salary stated?
The posting does not give a figure. It mentions a starting salary and a yearly discretionary bonus.
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