Opportunity at
MoniepointField Credit Officer (Edo)
Moniepoint seeks a Field Credit Officer to join its team on an on-site basis in Edo. Ranked as one of Africa's fastest-growing fintech companies by the…
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About This Role
Moniepoint seeks a Field Credit Officer to join its team on an on-site basis in Edo. Ranked as one of Africa's fastest-growing fintech companies by the Financial Times, Moniepoint serves over 10 million individual and business accounts and processes billions of Naira monthly. In this role, the selected professional will onboard and manage businesses seeking access to credit products, grow the loan portfolio, and maintain profitability by ensuring timely loan…
Job Description
Moniepoint seeks a Field Credit Officer to join its team on an on-site basis in Edo. Ranked as one of Africa's fastest-growing fintech companies by the Financial Times, Moniepoint serves over 10 million individual and business accounts and processes billions of Naira monthly. In this role, the selected professional will onboard and manage businesses seeking access to credit products, grow the loan portfolio, and maintain profitability by ensuring timely loan repayments.
This position involves evaluating potential borrowers by assessing the 5Cs of credit—focusing primarily on character, capital, and capacity—and utilizing proprietary tools to monitor loan performance. Responsibilities include conducting physical visits to borrower locations, reviewing business records, and providing management recommendations before, during, and after loan disbursement. Successful candidates will consistently meet portfolio profit and gross loan targets while minimizing default rates through rigorous monitoring.
Responsibilities
- Identify and onboard viable businesses within the assigned geographical area to open business accounts
- Engage customers to ensure optimal account usage so they qualify for credit access
- Analyze available data to review and approve or decline loan requests
- Conduct physical visits to potential borrowers at their business locations to evaluate business books, inventory, and turnover
- Meet gross loan portfolio and profit targets by maintaining performing loans and a healthy customer count
- Monitor active loans to verify continued account usage and proper repayment performance
Requirements
- Hold at least an OND in any business-related discipline
- Accumulate a minimum of two years of experience in a sales role for credit products within a financial institution
- Demonstrate knowledge of credit risk analysis
- Exhibit strong attention to detail, analytical skills, communication abilities, interpersonal skills, presentation skills, agility, and perseverance
Qualifications
- Possess good knowledge of financial analysis
Core Skills
Benefits
- Receive competitive compensation and benefits
- Access career growth opportunities
- Work with a fast-growing fintech company and impact regional business growth
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
What is the work mode for the Field Credit Officer?
The posting specifies an on-site work mode.
What employment type is this position?
This role is classified as outsourced.
Who does the Field Credit Officer report to?
This position reports to the Regional Credit Manager.
What are the educational requirements for this role?
Applicants must hold a minimum of an OND in any business-related discipline.
Sample Interview Questions
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