Opportunity at
MoniepointField Credit Officer (Ogun)
Moniepoint seeks a Field Credit Officer for an on-site position located in Ogun. Recognized as a rapidly expanding fintech organization in Africa, the employer serves millions…
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About This Role
Moniepoint seeks a Field Credit Officer for an on-site position located in Ogun. Recognized as a rapidly expanding fintech organization in Africa, the employer serves millions of accounts and processes high transaction volumes with the mission of providing financial happiness across the region. In this capacity, the professional will handle the acquisition and oversight of businesses utilizing credit offerings, working to expand the loan portfolio while safeguarding profitability through timely…
Job Description
Moniepoint seeks a Field Credit Officer for an on-site position located in Ogun. Recognized as a rapidly expanding fintech organization in Africa, the employer serves millions of accounts and processes high transaction volumes with the mission of providing financial happiness across the region.
In this capacity, the professional will handle the acquisition and oversight of businesses utilizing credit offerings, working to expand the loan portfolio while safeguarding profitability through timely repayments. The work involves evaluating applicant businesses, utilizing monitoring technologies, and assessing the 5Cs of credit with an emphasis on character, capacity, and capital. Recommendations are provided to management at various stages of the loan lifecycle.
This opportunity fits professionals with background in financial sales and risk analysis who possess strong communication capabilities and attention to detail. Equal opportunity policies apply to employment matters.
Responsibilities
- Locate and register suitable businesses within the designated region to establish accounts with Moniepoint
- Interact with clients to encourage account utilization so they qualify for credit access
- Evaluate and make decisions on credit applications by reviewing all accessible information
- Conduct in-person visits to the business locations of prospective borrowers to assess records, inventory, and revenue
- Achieve portfolio volume and profitability goals by sustaining a performing customer base
- Track active loans to verify ongoing account usage and timely repayment
- Execute other credit duties designated by a supervisor
Requirements
- Minimum of an OND in a business-related field
- At least two years of professional experience selling credit products inside a financial institution
- Demonstrated understanding of credit risk analysis
Qualifications
- Strong understanding of financial analysis
Core Skills
Benefits
- Competitive compensation and benefits package
- Career advancement prospects
- Chance to contribute to a fast-growing African fintech company
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
Where is this job located?
This position is based in Ogun and operates on-site.
What is the employment type?
The posting indicates that this position is outsourced.
What educational background is required?
Candidates must hold at least an OND in a business-related discipline.
What is the salary for this position?
The specific salary is not stated in the job posting.
Sample Interview Questions
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