Opportunity at
MoniepointField Credit Officer (Osun)
Moniepoint seeks a Field Credit Officer to join its team on an onsite basis in Osun. Recognized by the Financial Times in 2024 as Africa's fastest-growing…
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About This Role
Moniepoint seeks a Field Credit Officer to join its team on an onsite basis in Osun. Recognized by the Financial Times in 2024 as Africa's fastest-growing fintech, Moniepoint serves over 10 million accounts and handles billions of Naira in monthly transactions, working toward a mission of enabling financial happiness throughout Africa. In this role, the selected candidate will manage and onboard local businesses for credit offerings, expand the loan portfolio,…
Job Description
Moniepoint seeks a Field Credit Officer to join its team on an onsite basis in Osun. Recognized by the Financial Times in 2024 as Africa's fastest-growing fintech, Moniepoint serves over 10 million accounts and handles billions of Naira in monthly transactions, working toward a mission of enabling financial happiness throughout Africa.
In this role, the selected candidate will manage and onboard local businesses for credit offerings, expand the loan portfolio, and protect profitability by ensuring timely repayments. Responsibilities include evaluating credit applicants using the 5Cs of credit—focusing specifically on capacity, character, and capital—while utilizing proprietary monitoring tools.
This position is well-suited for professionals possessing a background in credit product sales and credit risk analysis who excel at physical business evaluations and portfolio management. The role reports directly to the Regional Credit Manager under an outsourced employment arrangement.
Responsibilities
- Identify and register eligible businesses in the designated area to establish Moniepoint accounts
- Interact with clients to encourage regular account usage so they qualify for credit access
- Evaluate and decide on loan applications by examining all accessible data
- Conduct in-person visits to the business locations of prospective borrowers to assess records, inventory, and turnover
- Achieve gross loan portfolio and profitability goals while keeping a performing customer base and low default rates
- Track active loan accounts to verify ongoing account usage and timely repayments
- Fulfill any other duties related to credit assigned by a supervisor
Requirements
- Minimum of an OND in a business-related field
- At least two years of experience selling credit products within a financial institution
- Demonstrated understanding of credit risk analysis
- Strong attention to detail
- Demonstrated analytical abilities
- Strong communication, interpersonal, and presentation capabilities
- Resilience and agility
Qualifications
- Familiarity with financial analysis
Core Skills
Benefits
- Competitive compensation and benefits package
- Opportunities for career advancement
- Chance to contribute to the growth of a major African fintech company
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
What is the employment type and work mode for the Field Credit Officer?
The position is an outsourced, onsite role.
What education and experience are required for this position?
Candidates must hold at least an OND in a business-related discipline and have a minimum of two years of experience selling credit products in a financial institution.
What are the primary duties of a Field Credit Officer?
Duties include onboarding local businesses, conducting physical site visits to evaluate business records and inventory, analyzing loan requests, and monitoring active loan portfolios for repayment performance.
Is the salary specified in the job posting?
The posting does not specify the salary amount.
Sample Interview Questions
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