
Hybrid opportunity at
ZopaFP&A Analyst
Zopa is seeking an FP&A Analyst to join its team in London on a hybrid basis. Established in 2005 as a peer-to-peer lender and launched as…
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About This Role
Zopa is seeking an FP&A Analyst to join its team in London on a hybrid basis. Established in 2005 as a peer-to-peer lender and launched as a bank in 2020, Zopa aims to reshape personal finance by centering its business around people and challenging traditional banking norms. In this position, the analyst will turn financial performance data into actionable insights for savings, current accounts, and lending portfolios. Initially working closely…
Job Description
Zopa is seeking an FP&A Analyst to join its team in London on a hybrid basis. Established in 2005 as a peer-to-peer lender and launched as a bank in 2020, Zopa aims to reshape personal finance by centering its business around people and challenging traditional banking norms.
In this position, the analyst will turn financial performance data into actionable insights for savings, current accounts, and lending portfolios. Initially working closely with the Senior FP&A Manager, the successful candidate will evaluate product performance, examine profit and loss and balance sheet variances, and develop clear performance narratives for stakeholders. Over time, the role offers the chance to assume greater responsibility for business conversations and future planning.
This opportunity suits professionals who enjoy tackling complex challenges, thinking differently, and handling planning deadlines in a dynamic environment. Zopa promotes flexible working arrangements, requiring 2-3 days a week in the London office, with an option to work from abroad for up to 120 days annually for eligible individuals.
Responsibilities
- Assess product performance relative to plans across lending, savings, and current accounts
- Investigate and explain profit and loss and balance sheet variances
- Create clear narratives to help stakeholders understand product economics
- Spot emerging risks and opportunities early in planning discussions
- Assist with scenario analysis and forward projections for product teams
- Collaborate with colleagues to test assumptions and refine decision-making
- Balance direct-cost analysis, product economics, and financial priorities
- Handle multiple requests and meet planning cycle deadlines
- Ask questions, escalate issues appropriately, and improve analytical delivery
Requirements
- Experience working in financial services or banking
- Hands-on background in financial planning, forecasting, and FP&A
- Ability to interpret financial data across the balance sheet and P&L
- Skill in translating financial drivers into practical decisions
- Experience partnering with commercial or product stakeholders
- Understanding of financial modelling and scenario analysis
- Capacity to manage ambiguity, multiple priorities, and tight deadlines
Qualifications
- Exposure to retail banking, consumer finance, or retail lending products
- Background in credit risk, pricing, valuations, or impairments
- Familiarity with Anaplan or similar planning tools
- Advanced proficiency in Python, SQL, BI tools, or Excel
- Experience utilizing AI or automation to enhance analytical workflows
- Possession of, or progress toward, a relevant finance, risk, treasury, or accountancy qualification
Core Skills
Benefits
- Option to work abroad for up to 120 days a year subject to work rights
- Flexible hybrid working arrangement with 2-3 days in the London office weekly
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
What is the location and remote work policy for this role?
This is a hybrid role based out of the London office, requiring attendance 2 to 3 days per week. Employees also have the option to work from abroad for up to 120 days a year, subject to having the right to work in that country.
What experience is required to apply?
Applicants must have hands-on FP&A, forecasting, and financial planning experience within banking or financial services. They also need the ability to interpret P&L and balance sheet data and partner effectively with commercial stakeholders.
What is the salary for this position?
The salary for this position is not stated in the job posting.
Sample Interview Questions
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