Opportunity at
KudaPortfolio Analysis & Reporting - Lead
Kuda is recruiting a Portfolio Analysis and Reporting Lead to manage and reduce risk while keeping the bank inside its appetite for risk. The post seeks…
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About This Role
Kuda is recruiting a Portfolio Analysis and Reporting Lead to manage and reduce risk while keeping the bank inside its appetite for risk. The post seeks to shield the bank from heavy losses that stem from flawed strategy, weak execution or slow adaptation to changing markets, so that returns stay stable and positive. The lead studies the loan book, asset quality, liquidity and capital, and measures how major loans influence…
Job Description
Kuda is recruiting a Portfolio Analysis and Reporting Lead to manage and reduce risk while keeping the bank inside its appetite for risk. The post seeks to shield the bank from heavy losses that stem from flawed strategy, weak execution or slow adaptation to changing markets, so that returns stay stable and positive.
The lead studies the loan book, asset quality, liquidity and capital, and measures how major loans influence capital, profit and concentration. Regulatory and internal limits are monitored, and risk reporting goes to the MRC and BRMC so they see material exposures. The role also supplies figures for rating agencies, outside parties and investor relations, drafts the portfolio plan from the budget proposal, and produces the capital adequacy ratio report for the CBN, IFRS 9 expected credit loss computations, and ECL movement schedules for the CBN, NDIC and auditors.
Further tasks are monthly sector distribution and limit reporting, stress testing and scenario analysis for internal and regulatory needs, and upkeep of the collateral register. The posting asks for a first degree in a numerate field such as accounting, statistics, economics or maths, plus at least eight years in the field, ideally audit or banking, and strong skills in financial modelling, credit risk, stress testing and tools like Excel or Power BI. The role is full-time and on-site with a hybrid in-office pattern. No salary is given.
Responsibilities
- Monitor the bank's loan book, asset quality, liquidity and capital health
- Gauge how large loans influence capital, earnings and concentration risk
- Verify compliance with regulatory and internal limits
- Draft risk reports for the MRC and BRMC
- Supply metrics to rating agencies, external parties and investor relations
- Build the portfolio plan from the budget submission
- Issue the capital adequacy ratio report to the CBN on schedule
- Calculate IFRS 9 expected credit losses and maintain ECL movement schedules
- Prepare monthly sectoral distribution and limits reports
- Run stress and scenario tests and maintain the collateral register
Requirements
- First degree in a numerate field such as accounting, statistics, economics or mathematics
- At least eight years in the field, ideally audit or banking work
- Track record handling risk oversight, portfolio review and compliance reporting for financial firms
- Command of capital ratios, liquidity rules, IFRS 9 and regulatory compliance
- Skill with financial modelling, credit exposure work and stress scenario testing
- Capacity to make sense of intricate data and suggest practical next steps
- Advanced Excel, Power BI or equivalent tooling
Core Skills
Benefits
- Energetic, multinational colleagues
- Pension and career progression
- Annual leave with bank holidays, plus paid leave for family events, moving and study
- Group life and medical cover, plus a welfare scheme
- Wellness app and award-winning learning programs
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
What experience is required?
At least eight years in the field, ideally in audit or banking, plus a numerate first degree.
Which reports does the role prepare?
Risk reports for the MRC and BRMC, the CBN capital adequacy report, and ECL schedules for the CBN, NDIC and auditors.
What is the work arrangement?
A hybrid in-office pattern is described. No city is named.
What is the salary?
No salary is given.
Sample Interview Questions
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