
Hybrid opportunity at
MonzoSenior Finance Analyst
Monzo operates as a digital banking alternative offering personal accounts, business accounts, joint options, youth accounts, and credit cards alongside saving, investment, and pension consolidation features.…
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About This Role
Monzo operates as a digital banking alternative offering personal accounts, business accounts, joint options, youth accounts, and credit cards alongside saving, investment, and pension consolidation features. The organization is currently hiring a Senior Finance Analyst to join its Costs Team in London under a hybrid work arrangement. This position takes independent charge of operating expense planning and forecasting for designated Collectives and Disciplines. The person in this role will guide…
Job Description
Monzo operates as a digital banking alternative offering personal accounts, business accounts, joint options, youth accounts, and credit cards alongside saving, investment, and pension consolidation features. The organization is currently hiring a Senior Finance Analyst to join its Costs Team in London under a hybrid work arrangement.
This position takes independent charge of operating expense planning and forecasting for designated Collectives and Disciplines. The person in this role will guide business leaders through financial performance data, evaluate prospective spending initiatives, and assist in identifying efficiency opportunities alongside Procurement. Responsibilities also include refining forecasting methodologies, maintaining robust financial controls, and supporting the professional growth of junior analysts within the team.
The role suits an experienced finance professional with a strong background in management accounting, commercial finance, or FP&A who excels at building driver-based financial models and presenting actionable insights to leadership.
Responsibilities
- Manage independent operating expense planning and forecasting for assigned Collectives and Disciplines
- Analyze financial performance variations across cost lines and suppliers to determine underlying drivers
- Lead monthly business performance reviews and present decision-ready financial information to senior stakeholders
- Evaluate the financial impact of organizational changes, new investments, and supplier agreements
- Collaborate with Procurement and business owners to spot cost efficiency opportunities and track savings
- Oversee month-end actuals, accruals, and financial commentary to maintain strict financial control
- Mentor less experienced analysts by sharing best practices in financial modeling and reporting
Requirements
- Demonstrated experience in FP&A, commercial finance, or management accounting with independent ownership of forecasts and management reporting
- High proficiency in Google Sheets or Excel, including the ability to build driver-based financial models and scenario analyses
- Experience challenging forecasts and uncovering the business drivers behind financial performance
- Background in presenting financial information directly to senior leadership
- Prior involvement in evaluating business cases, cost initiatives, or supplier commitments
Core Skills
Benefits
- Incentive awards tied to performance
- Hybrid work arrangement with flexible working hours and the option to work from home
- Annual learning budget of £1,000 for conferences, books, and training courses
- Work-from-home setup support including a provided Macbook
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
Where is this role located?
The position is based in the London office with a hybrid working environment allowing flexible home-based work and occasional in-person attendance.
What salary is offered for the Senior Finance Analyst position?
The salary ranges from £56,100 to £70,000, or £56,000 to £75,000 according to different sections of the posting, plus performance-tied incentive awards.
What are the steps in the application process?
The recruitment journey consists of three key steps: a 30-minute phone call with a recruiter, a 45-minute role-specific interview with the Hiring Manager and Finance Business Partner, and a 45-minute behavioural interview with the Head of Department and Senior Finance Manager.
Sample Interview Questions
AI-generated questions tailored to this specific role — a preview of the full practice set.


