Remote opportunity at
AffirmAnalyst II, Credit
Affirm is seeking an Analyst II, Credit to join its remote team in the UK. In this role, you will evaluate merchant financial, credit, fraud, and…
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About This Role
Affirm is seeking an Analyst II, Credit to join its remote team in the UK. In this role, you will evaluate merchant financial, credit, fraud, and identity risk while collaborating with various departments to review legal, compliance, brand, and reputational factors. Affirm provides a clear and predictable way for people to pay over time without hidden fees. This position suits professionals with a background in merchant underwriting, seller risk management,…
Job Description
Affirm is seeking an Analyst II, Credit to join its remote team in the UK. In this role, you will evaluate merchant financial, credit, fraud, and identity risk while collaborating with various departments to review legal, compliance, brand, and reputational factors. Affirm provides a clear and predictable way for people to pay over time without hidden fees.
This position suits professionals with a background in merchant underwriting, seller risk management, or commercial lending. You will leverage business reports, financial documents, and external data sources to determine credit exposure on new and existing accounts while monitoring ongoing dispute and chargeback trends.
Responsibilities
- Assess financial, credit, fraud, brand, and compliance risk to determine exposure for new and current merchants
- Perform risk evaluations using financial documents, business credit reports, market data, and investigative tools
- Investigate and incorporate new sources of third-party data into risk assessment procedures
- Monitor ongoing merchant trends related to credit, fraud, chargebacks, and disputes
- Contribute to the automation and improvement of merchant risk evaluation processes
Requirements
- Minimum of three years of experience assessing merchant risk within fields such as seller risk management, underwriting, collections, or fraud
- Demonstrated experience working alongside cross-functional teams, particularly Sales and Business Development
- Proven ability to review payment processor statements, financial documents, and business credit reports
- Strong sense of accountability, execution, urgency, and ownership
Qualifications
- Prior work experience within banking, lending, financial institutions, or the payments sector
- Familiarity or background in e-commerce underwriting or commercial lending
Core Skills
Benefits
- Base salary between GBP 66,000 and 76,000 per year
- Equity rewards and employee stock purchase plan to buy company stock at a discount
- Monthly stipends for health, wellness, and technology expenses
- Fully subsidized medical, dental, and vision coverage for employees and their dependents
- Flexible time off and holiday schedules
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
Is this position remote?
Yes, this role is remote-based within the United Kingdom as part of Affirm's remote-first work model, though new hires are invited to an in-person onboarding experience.
What is the salary range for the Analyst II, Credit role?
The annual base pay ranges from GBP 66,000 to 76,000, determined by factors such as relevant skills, experience, and location.
What experience is required to apply?
Candidates must have at least three years of experience in merchant risk assessment, underwriting, fraud, or collections, alongside experience reviewing financial documents and collaborating with cross-functional teams.
Sample Interview Questions
AI-generated questions tailored to this specific role — a preview of the full practice set.