Hybrid opportunity at
Coins.phCompliance Officer, Risk Officer and MLRO(Canada and US)
Coins.ph operates a regulated cryptocurrency platform in the Philippines serving over eighteen million users with a mobile application for digital asset trading and financial services. The…
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About This Role
Coins.ph operates a regulated cryptocurrency platform in the Philippines serving over eighteen million users with a mobile application for digital asset trading and financial services. The company is licensed by the Bangko Sentral ng Pilipinas. This position represents the inaugural compliance hire for the organization's new North American businesses, which comprise a Canadian money services business and a US money services business operating within a regulated payments group. The professional…
Job Description
Coins.ph operates a regulated cryptocurrency platform in the Philippines serving over eighteen million users with a mobile application for digital asset trading and financial services. The company is licensed by the Bangko Sentral ng Pilipinas. This position represents the inaugural compliance hire for the organization's new North American businesses, which comprise a Canadian money services business and a US money services business operating within a regulated payments group. The professional chosen will simultaneously fulfill three distinct functions for both entities: Compliance Officer, Risk Officer, and Money Laundering Reporting Officer. Responsibilities include building and executing comprehensive compliance, risk management, and reporting programs from the ground up for early-stage cross-border business payment operations.
The role requires establishing written compliance policies, conducting risk assessments, setting the scope for outside compliance providers, handling regulatory registrations with FINTRAC, the Bank of Canada, and FinCEN, managing regulator examinations, and overseeing transaction monitoring and suspicious activity reporting. Candidates must be capable of working independently across time zones while reporting directly to David. This position suits an experienced compliance professional with a background in anti-money-laundering frameworks who can manage multiple officer titles across multiple jurisdictions.
Responsibilities
- Develop and update written compliance programs including due diligence procedures, enhanced measures for high-risk clients, record-keeping protocols, travel-rule data handling, and training procedures for both entities
- Evaluate risks related to money laundering, terrorist financing, and sanctions evasion across clients, products, delivery channels, and geographies prior to launch
- Define the scope of work for outside compliance providers, oversee their output, and sign off on deliverables
- Maintain regulatory registrations current with FINTRAC and the Bank of Canada in Canada, and FinCEN in the US
- Manage regulator examinations, information requests, and due diligence inquiries from banking partners, payout partners, and clients
- Review and resolve escalated transaction monitoring and sanctions screening alerts
- Prepare and submit regulatory filings including suspicious transaction reports and terrorist property reports in Canada, and suspicious activity reports in the US
- Oversee the written risk management and incident response framework, third-party risk management, and safeguarding-of-funds procedures pursuant to Canadian regulations
- Maintain risk registers and risk appetite statements encompassing compliance, operational, third-party, and partner risks for board reporting
- Commission independent compliance and framework reviews and track findings through to resolution
Requirements
- Minimum of seven years of experience in anti-money-laundering and sanctions compliance within money services businesses, payment companies, or banking payments divisions
- At least three years of experience serving as a compliance officer, MLRO, or deputy
- In-depth knowledge of Canada's Proceeds of Crime (Money Laundering) and Terrorist Financing Act alongside FINTRAC guidance
- Working knowledge of the Retail Payment Activities Act
- Demonstrated experience building a compliance program from scratch, including writing policies, risk assessments, and training plans
- Practical experience making decisions on and filing suspicious transaction reports, as well as running transaction monitoring and sanctions screening
- Direct experience taking a business through FINTRAC, bank partner, or audit examinations and successfully closing findings
- Experience performing due diligence on business clients, payout partners, and banking institutions
- Ability to write clearly for boards, regulators, and banking partners while working autonomously across time zones
- Ability to successfully clear background checks required by regulators and banking partners
Qualifications
- Recognized anti-money-laundering certification such as CAMS or equivalent experience
- Familiarity with the US Bank Secrecy Act, FinCEN reporting, and OFAC sanctions
- Familiarity with operational risk and incident response frameworks
- Experience with cross-border business payments utilizing foreign exchange, stablecoins, or virtual currencies, including travel rule compliance
- Knowledge of US state money transmission licensing requirements
- Familiarity with Asia-Pacific payout corridors
- Experience managing outsourced compliance providers or setting up monitoring and screening tools
- Prior experience holding officer titles across multiple corporate entities simultaneously
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
What are the core duties of this position?
The professional hired will hold three roles simultaneously across two entities: Compliance Officer, Risk Officer, and Money Laundering Reporting Officer. Duties include building and running compliance and risk programs, managing regulatory filings, overseeing transaction monitoring, and handling regulator examinations.
What experience is required to apply?
Candidates must have at least seven years of experience in anti-money-laundering and sanctions compliance at money services businesses, payment companies, or bank payment arms, with at least three of those years served as a compliance officer, MLRO, or deputy.
Is the location or remote work policy specified?
The job posting does not specify the work location or remote policy, noting only that the work involves operating across time zones.
What is the salary and employment type for this position?
The salary is not stated in the job posting, but the employment type is listed as full-time.
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