Hybrid opportunity at
Coins.phCompliance and Risk Officer (Canada and US)
Coins.ph serves over 18 million users as a prominent cryptocurrency brand in the Philippines, regulated by the Bangko Sentral ng Pilipinas with both Electronic Money Issuer…
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About This Role
Coins.ph serves over 18 million users as a prominent cryptocurrency brand in the Philippines, regulated by the Bangko Sentral ng Pilipinas with both Electronic Money Issuer and Virtual Currency licenses. The company is now expanding its operations into North America through a Canadian and a US money services business within a regulated payments group, focusing on cross-border money movement and foreign exchange for business clients. This hybrid role represents the…
Job Description
Coins.ph serves over 18 million users as a prominent cryptocurrency brand in the Philippines, regulated by the Bangko Sentral ng Pilipinas with both Electronic Money Issuer and Virtual Currency licenses. The company is now expanding its operations into North America through a Canadian and a US money services business within a regulated payments group, focusing on cross-border money movement and foreign exchange for business clients. This hybrid role represents the very first compliance hire for these North American entities.
The person hired will take on three combined roles across both businesses: Compliance Officer, Risk Officer, and Money Laundering Reporting Officer. Responsibilities include building and maintaining written compliance programs, evaluating financial crimes risks, managing relationships with outside compliance providers, and handling regulatory registrations with FINTRAC, the Bank of Canada, and FinCEN. Additional duties involve running transaction monitoring and sanctions screening, filing required reports, serving as the contact for law enforcement requests, and managing frameworks under the Retail Payment Activities Act.
Responsibilities
- Build and maintain written compliance programs covering due diligence, record keeping, travel-rule data, and staff training
- Evaluate risks related to money laundering, terrorist financing, and sanctions evasion across products, channels, and geographies
- Oversee external compliance providers, set their scope, review outputs, and sign off on deliverables
- Keep company registrations current with FinCEN, FINTRAC, and the Bank of Canada
- Manage regulatory examinations, information requests, and due diligence inquiries from banks, clients, and payout partners
- Monitor US state money transmission licensing requirements for new state or product entries
- Review escalated alerts from transaction monitoring and sanctions screening
- File suspicious transaction, terrorist property, and suspicious activity reports with FINTRAC and FinCEN
- Act as the senior officer managing risk and incident response frameworks under the Retail Payment Activities Act
- Maintain the risk register and report risk appetite across compliance, operational, and third-party risks to the board
Requirements
- At least 7 years of anti-money-laundering and sanctions compliance experience at payment companies, money services businesses, or bank payments divisions
- Minimum of 3 years working as a compliance officer, MLRO, or deputy
- Extensive knowledge of Canada's Proceeds of Crime (Money Laundering) and Terrorist Financing Act and FINTRAC guidance
- Working knowledge of the Retail Payment Activities Act
- Direct experience building compliance policies, risk assessments, and training plans from scratch
- Experience making filing decisions for suspicious transaction reports and managing transaction monitoring and sanctions screening
- Track record of successfully guiding a business through regulatory or bank-partner audits and resolving findings
- Due diligence experience involving business clients, payout partners, and banks
- Ability to pass required background checks for regulators and banking partners
Qualifications
- A recognized AML certification such as CAMS or equivalent professional experience
Benefits
- Collaborate cross-functionally across teams to impact customer experience
- Opportunity for career advancement within a fast-growing organization expanding outside APAC
- Contribute data-backed ideas to drive organizational changes
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
What is the remote work policy for this role?
The source posting explicitly states that the remote status for this role is hybrid.
What are the primary responsibilities of this position?
The role acts as Compliance Officer, Risk Officer, and Money Laundering Reporting Officer for both a Canadian and a US money services business, which involves building compliance programs, monitoring transactions, filing regulatory reports, and managing risk frameworks.
What experience is required to apply?
Candidates must have at least 7 years of anti-money-laundering and sanctions compliance experience in money services, payments, or banking, including 3 or more years as a compliance officer, MLRO, or deputy.
What is the salary for this position?
The salary is not stated in the job posting.
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