On-site opportunity at
CREDcredit card bill payments growth
CRED is hiring for a credit card bill payments growth role in Bengaluru. The job is full-time and on-site. It covers growth in the flow through…
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About This Role
CRED is hiring for a credit card bill payments growth role in Bengaluru. The job is full-time and on-site. It covers growth in the flow through which members settle their own and other people's credit card bills inside the CRED app. The posting describes this as one of the app's most frequent and most trusted actions, feeding directly into CRED's overall growth and member retention. The role controls the main…
Job Description
CRED is hiring for a credit card bill payments growth role in Bengaluru. The job is full-time and on-site. It covers growth in the flow through which members settle their own and other people's credit card bills inside the CRED app. The posting describes this as one of the app's most frequent and most trusted actions, feeding directly into CRED's overall growth and member retention.
The role controls the main inputs of the business: bringing in members who pay bills, winning back lapsed payers, and increasing the number of cards each member pays through the app. It involves examining metrics, working out where users drop away, and steering course. Levers are tracked daily, weekly and monthly, monthly plans are owned, and any deviations are raised early.
The person manages the bill-payment funnel from discovery through reminders, payment and retry after a failure, building both preventive and reactive interventions. Merchandising on and off the app, including home page creatives, cross-sell slots and communication plans, also falls to this role. Offers, cashback and reward mechanics are designed to encourage adoption and repeat use, with spend judged by return rather than reach.
Product and data science colleagues help build personalisation features such as due-date prediction, smart nudges and next-best-card suggestions. The role keeps up a steady rhythm of A/B and multivariate tests, turns proven ideas into the core journey, and gives data-backed reasoning to marketing, rewards, product and risk teams.
The posting asks for four to seven years in user growth or category management involving high-frequency payments, or three to five years in consulting, investment banking or strategy roles. Data-driven thinking, experience running growth work from idea to result, and strong program management are expected.
Responsibilities
- Take charge of bringing in and reactivating members who pay card bills, and of growing multi-card use
- Diagnose drop-offs in the bill-pay funnel and build interventions that lift conversion
- Monitor the key levers each day, week and month, plan monthly, and raise deviations promptly
- Plan and run campaigns, offers and cashback mechanics, tuned for return on spend
- Manage on-app and off-app merchandising, including home page creatives and cross-sell slots
- Keep up a steady experimentation program and move winning changes into the core journey
- Work with product and data science on due-date prediction, nudges and next-best-card suggestions
Requirements
- Four to seven years in user growth or category management of frequent consumer payments, or three to five years in consulting, banking or strategy roles
- Data-driven approach to forming hypotheses and measuring experiments
- Experience carrying growth initiatives from idea through to measured impact
- Strong accountability and a drive to act quickly in fast, ambiguous work
- Strong program management across product, marketing, risk and operations
Core Skills
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
Where is the role based?
The listing shows a full-time, on-site role in Bengaluru.
What experience is asked for?
The posting asks for four to seven years in user growth or category management, or three to five years in consulting, banking or strategy roles.
What does the role cover?
It covers acquisition and win-back of bill payers, multi-card adoption, the bill-pay funnel, merchandising and campaigns.
Is a salary stated?
The posting does not specify a salary.
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