Opportunity at
StripeCredit Risk Analyst Commercial Underwriter, West Coast
Stripe is a financial infrastructure platform utilized by millions of businesses, ranging from startups to major enterprises, to accept payments and expand operations. The organization seeks…
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About This Role
Stripe is a financial infrastructure platform utilized by millions of businesses, ranging from startups to major enterprises, to accept payments and expand operations. The organization seeks a Credit Risk Analyst Commercial Underwriter to join the North America Strategy Risk team on West Coast hours, with a strong preference for candidates based in the Pacific time zone. This position sits within the Credit team, which safeguards the platform by overseeing the…
Job Description
Stripe is a financial infrastructure platform utilized by millions of businesses, ranging from startups to major enterprises, to accept payments and expand operations. The organization seeks a Credit Risk Analyst Commercial Underwriter to join the North America Strategy Risk team on West Coast hours, with a strong preference for candidates based in the Pacific time zone. This position sits within the Credit team, which safeguards the platform by overseeing the complete risk lifecycle for high-exposure accounts, from initial onboarding through loss recovery.
In this capacity, the professional will evaluate major merchants and rapidly expanding companies, balancing risk mitigation with business growth. The role involves close collaboration with departments such as Sales, Legal, Treasury, and Finance to deliver actionable insights and handle portfolio management. It suits individuals with a solid foundation in commercial underwriting who can communicate effectively with corporate executives.
Responsibilities
- Assess the financial statements and operating models of top merchants, including startups and established institutions
- Formulate customized credit risk strategies to limit platform exposure while supporting client growth
- Monitor the existing portfolio by analyzing risk patterns across different industries and geographic regions
- Provide executive leadership with data-driven insights for onboarding approaches and pricing evaluations
- Enhance internal workflows and systems to achieve key performance indicators like loss targets and coverage metrics
- Collaborate with internal and external stakeholders to assist global merchants
Requirements
- Minimum of five years of relevant work experience involving commercial credit underwriting, financial risk modeling, and cash flow forecasting
- Solid understanding of accounting concepts and the ability to review business models across diverse sectors
- Skill in turning financial metrics into clear narratives explaining credit risks and mitigation methods
- Strong communication, problem-solving, and attention-to-detail capabilities in a dynamic workplace
- Confidence communicating directly with executive leaders such as CFOs and CEOs
Qualifications
- Bachelor degree in Finance, Economics, Statistics, or a closely related field
- Demonstrated technical proficiency in SQL
- Experience with data visualization tools and an interest in analytical work
- Background in the technology sector or other fast-growing environments
Core Skills
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
What is the location or remote policy for this position?
The role is assigned to West Coast hours, with a strong preference for candidates located in the Pacific time zone.
What employment type is this job?
The source posting does not specify the employment type.
What salary is offered for this role?
The salary is not stated in the job posting.
What education is required to apply?
Applicants need a bachelor degree in Finance, Economics, Statistics, or another related field.
Sample Interview Questions
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