Opportunity at
MoniepointField Credit Officer (Akwa Ibom)
Moniepoint seeks a Field Credit Officer for an on-site position in Akwa Ibom under an outsourced employment type. This role involves sourcing and registering local businesses…
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About This Role
Moniepoint seeks a Field Credit Officer for an on-site position in Akwa Ibom under an outsourced employment type. This role involves sourcing and registering local businesses for credit offerings, expanding loan portfolios, and ensuring prompt repayments to maintain profitability. The person in this position will evaluate business credit applications, assess the 5Cs of credit with an emphasis on character, capacity, and capital, and utilize proprietary tools to track performance. The…
Job Description
Moniepoint seeks a Field Credit Officer for an on-site position in Akwa Ibom under an outsourced employment type. This role involves sourcing and registering local businesses for credit offerings, expanding loan portfolios, and ensuring prompt repayments to maintain profitability. The person in this position will evaluate business credit applications, assess the 5Cs of credit with an emphasis on character, capacity, and capital, and utilize proprietary tools to track performance.
The employer is recognized as a fast-growing African fintech company trusted by millions of account holders. This position suits individuals with analytical skills and credit sales experience who can perform physical business evaluations and manage credit risk effectively.
Responsibilities
- Locate and register eligible businesses within the assigned region to establish company accounts
- Interact with clients to encourage account utilization so they qualify for credit access
- Evaluate and process loan applications by reviewing all accessible data
- Conduct in-person visits to business locations to inspect operational records, inventory, and turnover
- Achieve gross loan portfolio and profit objectives while keeping default rates low
- Track active loan accounts to guarantee ongoing usage and timely repayments
- Provide management with recommendations prior to, during, and after loan disbursement
Requirements
- Hold at least an Ordinary National Diploma in a business-related field
- Bring a minimum of two years of background selling credit solutions within a financial institution
- Demonstrate understanding of credit risk evaluation
- Exhibit attention to detail along with strong analytical capabilities
- Possess effective communication, presentation, and interpersonal abilities
Qualifications
- Possess a strong understanding of financial analysis
Core Skills
Benefits
- Competitive financial compensation
- Additional workplace benefits
- Prospects for professional career development
- Chance to contribute to regional business growth with an established fintech organization
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
What is the work mode for this position?
The posting specifies that this is an on-site role.
What is the employment type?
This is an outsourced position.
What experience is required?
Applicants must have a minimum of two years of experience in a sales role for credit products within a financial institution, alongside at least an OND in a business-related discipline.
What salary does Moniepoint offer for this job?
The specific salary is not stated in the job posting, though it mentions competitive compensation and benefits.
Sample Interview Questions
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