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MoniepointField Credit Officer (Bayelsa)
Moniepoint seeks a Field Credit Officer for an on-site, outsourced position reporting to the Regional Credit Manager in Bayelsa. Recognized by the Financial Times in 2024…
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About This Role
Moniepoint seeks a Field Credit Officer for an on-site, outsourced position reporting to the Regional Credit Manager in Bayelsa. Recognized by the Financial Times in 2024 as Africa's fastest-growing fintech, Moniepoint serves over 10 million accounts and processes monthly transactions worth billions of Naira, with a mission to bring financial happiness across Africa. In this role, the employee will bring on and guide businesses using Moniepoint credit offerings. The position…
Job Description
Moniepoint seeks a Field Credit Officer for an on-site, outsourced position reporting to the Regional Credit Manager in Bayelsa. Recognized by the Financial Times in 2024 as Africa's fastest-growing fintech, Moniepoint serves over 10 million accounts and processes monthly transactions worth billions of Naira, with a mission to bring financial happiness across Africa. In this role, the employee will bring on and guide businesses using Moniepoint credit offerings. The position focuses on expanding the loan portfolio while safeguarding profitability through timely repayments, evaluating credit applicants, and utilizing company tools to oversee loan performance. Key duties involve gathering information around the 5Cs of credit—focusing particularly on capacity, character, and capital—and advising management regarding loan facilities. This opportunity suits professionals with a background in financial sales and credit risk analysis who possess strong analytical, communication, and attention to detail skills.
Responsibilities
- Locate and register suitable businesses in the designated territory to create Moniepoint business accounts
- Interact with clients to drive active account utilization so they become eligible for credit access
- Evaluate available information to approve or reject loan applications
- Conduct in-person visits to business locations to review records, inventory, and sales turnover
- Achieve gross loan portfolio and profit goals by sustaining active borrowers and keeping loans performing
- Track active loans to guarantee ongoing account usage and proper repayment behavior
- Execute any additional credit duties assigned by leadership
Requirements
- Minimum of an OND in a business-related field of study
- At least 2 years of experience selling credit products within a financial institution
- Demonstrated understanding of credit risk analysis
- Strong attention to detail
- Demonstrated simple and complex analytical capabilities
- Strong communication, presentation, and interpersonal abilities
- Resilience and agility
Qualifications
- Proficiency in financial analysis
Core Skills
Benefits
- Competitive salary and benefits package
- Possibilities for professional advancement
- Chance to contribute to a rapidly expanding financial technology enterprise
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
What is the employment type and work mode for this role?
The position is outsourced and operates on-site.
Who does the Field Credit Officer report to?
The role reports directly to the Regional Credit Manager.
What education and experience are required?
Applicants must hold at least an OND in a business-related discipline and have a minimum of two years of experience in a sales role for credit products at a financial institution.
What is the salary for this position?
The source posting does not specify the salary.
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