Opportunity at
MoniepointField Credit Officer (Delta)
Moniepoint seeks a Field Credit Officer to join its team on an outsourced, on-site basis within the Delta region. Ranked as Africa's fastest-growing fintech by the…
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About This Role
Moniepoint seeks a Field Credit Officer to join its team on an outsourced, on-site basis within the Delta region. Ranked as Africa's fastest-growing fintech by the Financial Times in 2024, Moniepoint serves over 10 million accounts and processes monthly transactions worth billions of Naira, with a mission to bring financial happiness across Africa. In this role, the selected candidate will report directly to the Regional Credit Manager. The person in…
Job Description
Moniepoint seeks a Field Credit Officer to join its team on an outsourced, on-site basis within the Delta region. Ranked as Africa's fastest-growing fintech by the Financial Times in 2024, Moniepoint serves over 10 million accounts and processes monthly transactions worth billions of Naira, with a mission to bring financial happiness across Africa. In this role, the selected candidate will report directly to the Regional Credit Manager.
The person in this position will find, register, and guide businesses that apply for credit products. Primary duties include evaluating loan requests, conducting in-person site visits, reviewing business ledgers, tracking active loan performance, and making management recommendations based on the 5Cs of credit, emphasizing character, capital, and capacity. The successful applicant is expected to hit portfolio profit and gross loan targets while keeping default rates low.
This position fits professionals who possess strong analytical abilities, a meticulous eye for detail, and resilience in driving financial sales. Candidates will utilize company tools to monitor borrower performance and maintain a healthy, performing portfolio.
Responsibilities
- Find and register suitable businesses within a designated geographic area to open Moniepoint accounts
- Interact with clients to encourage account usage so they qualify for credit access
- Analyze available data to approve or reject loan applications
- Conduct in-person visits to business locations to review records, inventory, and turnover
- Fulfill gross loan portfolio and profit goals while maintaining a healthy group of performing loan clients
- Track active loans to verify ongoing account usage and timely repayments
- Execute additional credit tasks assigned by a supervisor
Requirements
- Minimum of an OND in a business-related field
- At least two years of experience selling credit products within a financial institution
- Demonstrated understanding of credit risk analysis
Qualifications
- Strong comprehension of financial analysis
Core Skills
Benefits
- Competitive compensation and benefits
- Career growth opportunities
- Chance to work with a rapidly growing African fintech company
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
What is the work model for the Field Credit Officer role?
The posting specifies that this is an on-site, outsourced role reporting to the Regional Credit Manager.
What educational and experience background is required?
Candidates must hold at least an OND in a business-related discipline and have a minimum of two years of experience in a financial institution selling credit products.
What are the main duties of this position?
Responsibilities include onboarding viable businesses, reviewing loan requests, conducting physical business site visits, monitoring active loan portfolios, and meeting portfolio profit and gross loan targets.
Is the salary specified in the job posting?
The exact salary amount is not stated in the job posting, though it mentions competitive compensation and benefits.
Sample Interview Questions
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