Opportunity at
MoniepointField Credit Officer (Rivers)
Moniepoint seeks a Field Credit Officer for an on-site role in Rivers, operating under an outsourced arrangement. Recognized as a fast-growing African fintech company, Moniepoint serves…
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About This Role
Moniepoint seeks a Field Credit Officer for an on-site role in Rivers, operating under an outsourced arrangement. Recognized as a fast-growing African fintech company, Moniepoint serves millions of individual and business accounts, aiming to foster financial inclusion. In this position, the selected professional will report directly to the Regional Credit Manager. The role focuses on acquiring and onboarding businesses that utilize Moniepoint credit solutions. Key duties involve expanding the loan…
Job Description
Moniepoint seeks a Field Credit Officer for an on-site role in Rivers, operating under an outsourced arrangement. Recognized as a fast-growing African fintech company, Moniepoint serves millions of individual and business accounts, aiming to foster financial inclusion. In this position, the selected professional will report directly to the Regional Credit Manager.
The role focuses on acquiring and onboarding businesses that utilize Moniepoint credit solutions. Key duties involve expanding the loan portfolio, evaluating credit applications by analyzing the 5Cs of credit with a primary focus on capital, character, and capacity, and monitoring borrower performance through provided digital tools. Success in this assignment requires conducting physical site visits to assess borrower operations, maintaining portfolio profitability, and ensuring timely loan repayments.
This opportunity is well-suited for finance professionals with direct experience in credit sales and risk evaluation. Candidates will utilize strong analytical and communication abilities to guide management on loan decisions and sustain a low default rate across active accounts.
Responsibilities
- Locate and register eligible businesses within a designated geographic territory to establish business accounts with Moniepoint
- Interact with clients to encourage regular account utilization so they qualify for credit access
- Evaluate and make decisions on loan applications by reviewing available data
- Conduct in-person visits to business locations to inspect operational records, inventory, and turnover
- Reach loan portfolio volume and profitability goals while keeping default rates low
- Track active loans to verify continuous account activity and prompt repayments
- Execute additional credit tasks directed by a supervisor
Requirements
- At least an Ordinary National Diploma in any discipline related to business
- Minimum of two years of professional experience selling credit products within a financial institution
- Demonstrated understanding of credit risk evaluation
- High level of attention to detail
- Demonstrated capability in straightforward or complex analysis
- Strong interpersonal, presentation, and communication skills
- High adaptability and persistence
Qualifications
- Working knowledge of financial analysis
Core Skills
Benefits
- Competitive financial compensation
- Employee benefits packages
- Prospects for professional career development
- Chance to contribute to the growth of a major African fintech company
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
What is the work mode for this position?
The role is designated as on-site.
What is the employment type?
This position is offered on an outsourced basis.
What experience is required to apply?
Applicants need at least two years of experience in credit product sales within a financial institution, alongside a minimum of an Ordinary National Diploma in a business-related field.
Is the salary specified in the job posting?
The posting does not specify the salary amount.
Sample Interview Questions
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