On-site opportunity at
CREDlead – on deck payments
CRED is hiring a lead for on-deck payments in Bengaluru, a full-time, on-site role. The lead is responsible for strategy, growth and the P&L of one…
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About This Role
CRED is hiring a lead for on-deck payments in Bengaluru, a full-time, on-site role. The lead is responsible for strategy, growth and the P&L of one of the company's most significant engagement areas: frequent, transactional payment categories that anchor member habit and retention. The stated goal is to grow active transacting members two to three times, keeping cost to serve as low as possible rather than chasing short-term monetisation. Category…
Job Description
CRED is hiring a lead for on-deck payments in Bengaluru, a full-time, on-site role. The lead is responsible for strategy, growth and the P&L of one of the company's most significant engagement areas: frequent, transactional payment categories that anchor member habit and retention. The stated goal is to grow active transacting members two to three times, keeping cost to serve as low as possible rather than chasing short-term monetisation.
Category ownership covers growth strategy, unit economics, forecasting and reporting. The lead runs planning cycles and operating reviews, and weighs dependability, cost to serve and durability over time against one another. The role is expected to make clear calls between engagement, scale and economics.
On the strategy side, the lead partners with product and design to define the long-term roadmap and convert it into milestones. The lead finds levers for growth, rethinks user journeys and habit loops, and uses experiments to locate tipping points. Adoption, repeat use and payment confidence are core aims, with friction removed and trust reinforced at each step.
The lead also works with payment networks, regulators and the internal compliance group, anticipates policy shifts, and speaks for category needs in cross-functional and partner conversations. Coordinating growth, finance, compliance, engineering and product teams, the lead is the single owner of the category and achieves results through persuasion rather than direct authority.
The posting asks for six to ten years working in payments or fintech, including earlier ownership of frequent consumer payment categories in India, experience with regulated payment rails and partner networks, and a record of scaling such categories. Analytical strength, P&L experience and a high-ownership outlook are expected.
Responsibilities
- Own the on-deck payments category from strategy through economics and forecasting
- Set up planning rhythms and performance tracking, and run the category's operating reviews
- Set the roadmap and the multi-year vision with product and design, and turn it into dated milestones
- Identify levers that could grow active transacting members two to three times
- Reduce friction, build payment confidence and encourage repeat use
- Run regular experiments and use data to find tipping points for growth
- Engage networks, regulators and compliance teams, and speak for category needs with partners
Requirements
- Six to ten years in payments or fintech
- Prior ownership of frequent consumer payment categories in India
- Hands-on work with regulated payment rails and partner networks
- Track record of scaling frequent consumer payment categories
- Experience owning a P&L, planning and performance review cycles
- Ability to operate across functions inside regulated environments
- Strong strategic and analytical skills and a high-ownership outlook
Core Skills
Benefits
- Pantry stocked in-house, with lunch and dinner covered for the team
- Paid sick leave
- Comprehensive health insurance
- Salaries paid before the joining date
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
Where is the role based?
The listing shows a full-time, on-site role in Bengaluru. The posting describes it as single-threaded ownership of the category.
What experience is needed?
Six to ten years in payments or fintech, including earlier ownership of frequent consumer payment categories in India.
What growth goal does the posting state?
It aims to grow active transacting members two to three times, with cost to serve kept low.
Is a salary specified?
The posting does not specify a salary.
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