Remote opportunity at
MonzoSenior Financial Crime Investigator - EU, Spanish & English
Monzo operates as a digital bank offering retail and business financial products, including personal accounts, loans, and credit services, aiming to transform traditional banking. The institution…
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About This Role
Monzo operates as a digital bank offering retail and business financial products, including personal accounts, loans, and credit services, aiming to transform traditional banking. The institution is hiring a Senior Financial Crime Investigator to join its Retail and Business Banking team on a remote basis in the UK. This position requires professionals who are fluent in both English and Spanish to handle complex anti-money laundering investigations and onboarding decisions. The…
Job Description
Monzo operates as a digital bank offering retail and business financial products, including personal accounts, loans, and credit services, aiming to transform traditional banking. The institution is hiring a Senior Financial Crime Investigator to join its Retail and Business Banking team on a remote basis in the UK.
This position requires professionals who are fluent in both English and Spanish to handle complex anti-money laundering investigations and onboarding decisions. The start date for the position is scheduled for January 4, 2027.
Candidates can choose between two shift patterns: a core day schedule operating between 07:00 and 18:30 with a regular weekend rotation, or a late shift schedule running from midday to 20:30 from Monday to Friday without weekend commitments. The initial eight weeks require full-time attendance for training Monday through Friday from 9 am to 5:30 pm.
Responsibilities
- Investigate complex or high-risk anti-money laundering alerts on retail and business accounts
- Determine whether to recommend Suspicious Transaction Reports to Monzo Bank EU
- Evaluate and make onboarding decisions for high-risk or complex business cases
- Perform ongoing due diligence procedures on high-risk business accounts
- Offer financial crime guidance and expertise to other operational departments
Requirements
- Fluency in both written and verbal English and Spanish
- Extensive background in conducting high-risk business banking screening or complex financial crime reviews
- Demonstrated ability to make independent, risk-based financial crime decisions within a regulated financial institution
- Familiarity with the present financial crime environment and associated risks in the UK and EU
- Availability to complete the mandatory eight-week training schedule Monday through Friday from 9 am to 5:30 pm without taking leave
Core Skills
Benefits
- Annual base salary ranging from 31,100 GBP to 39,350 GBP
- Multilingual premium of 2,500 GBP
- Performance-tied incentive awards
- Guaranteed time off approval on birthdays if scheduled to work outside the training period
- Annual learning budget of 1,000 GBP for books, courses, and conferences
- Work-from-home hardware setup including a Macbook and remote support
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
Is this role remote?
Yes, the posting specifies that the role is remote based in the UK.
What languages are required for this position?
Applicants must be fluent in both written and spoken English and Spanish.
What is the salary range for the Senior Financial Crime Investigator?
The salary ranges from 31,100 GBP to 39,350 GBP per year, with an additional 2,500 GBP multilingual premium and performance-tied incentive awards.
What does the interview process involve?
The application journey includes application questions, a recruiter call, a take-home task evaluating financial crime knowledge, and an interview discussing past experience, technical knowledge, values, and language proficiency.
Sample Interview Questions
AI-generated questions tailored to this specific role — a preview of the full practice set.