Opportunity at
MonzoSenior Credit Risk Manager, Credit Platform
Monzo seeks a Senior Credit Risk Manager, Credit Platform to lead a team of five credit analysts in driving the technical infrastructure and credit decisioning capabilities…
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About This Role
Monzo seeks a Senior Credit Risk Manager, Credit Platform to lead a team of five credit analysts in driving the technical infrastructure and credit decisioning capabilities for its expanding borrowing business. Monzo offers personal, business, joint, youth, and kids accounts, alongside credit cards, savings, investments, and pension consolidation services. In this role, you will define the platform roadmap, evolve net present value modelling frameworks, and collaborate across engineering, product, machine…
Job Description
Monzo seeks a Senior Credit Risk Manager, Credit Platform to lead a team of five credit analysts in driving the technical infrastructure and credit decisioning capabilities for its expanding borrowing business. Monzo offers personal, business, joint, youth, and kids accounts, alongside credit cards, savings, investments, and pension consolidation services.
In this role, you will define the platform roadmap, evolve net present value modelling frameworks, and collaborate across engineering, product, machine learning, and risk departments to support global lending expansion. The position suits an analytical, strategic professional with extensive background in unsecured lending economics and cross-functional leadership.
The role provides a salary between GBP 125,400 and GBP 169,600 per year, augmented by performance-tied incentive awards and a flexible working schedule. Monzo provides visa sponsorship and relocation assistance to the United Kingdom, alongside a yearly learning budget.
Responsibilities
- Define the strategic roadmap for Monzo's Credit Platform to support retail and business lending across the UK and international markets
- Lead the evolution of credit valuation infrastructure and net present value modelling frameworks to optimise lending economics
- Hire, coach, and manage a team of five Credit Analysts within a cross-functional squad
- Collaborate with Engineering, Product, Machine Learning, Data, and Risk teams to accelerate experimentation and strategy deployment
- Represent the Credit Platform internally by explaining technical concepts to senior leadership
Requirements
- Extensive experience in unsecured lending as a technical and strategic credit leader
- Deep expertise in net present value modelling and credit decisioning infrastructure
- Demonstrated track record of leading and developing analytical talent
- Strong technical coding skills including mandatory SQL proficiency
Qualifications
- Experience using Python
- Experience using Looker
Core Skills
Benefits
- Performance-tied incentive awards
- Relocation assistance to the UK
- Visa sponsorship
- Annual learning budget of GBP 1,000 for training courses, conferences, and books
- Flexible working hours
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
What is the salary for the Senior Credit Risk Manager role?
The position offers an annual salary between GBP 125,400 and GBP 169,600, plus performance-tied incentive awards.
Does Monzo offer visa sponsorship for this position?
Yes, Monzo provides visa sponsorship and can help you relocate to the United Kingdom.
What technical skills are required for the job?
Candidates must have strong analytical and data capabilities backed up by technical coding skills, with SQL being a must-have.
How long does the interview process take?
The interview process consists of three main stages and takes around three to four weeks on average.
Sample Interview Questions
AI-generated questions tailored to this specific role — a preview of the full practice set.
