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Gusto

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Gusto

Staff Software Engineer, Financial Platform

Gusto provides a platform handling payroll, HR, health insurance, and 401(k) services for over 500,000 small businesses throughout the nation. The company maintains physical workspaces in…

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Role Snapshot

Hiring Now

Remote from

Remote

Salary

Undisclosed

Department

General

Employment

Full-time

Experience

Not specified

Published6d ago
Listing Views15
Applications0
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About This Role

Gusto provides a platform handling payroll, HR, health insurance, and 401(k) services for over 500,000 small businesses throughout the nation. The company maintains physical workspaces in Denver, San Francisco, and New York City. Artificial intelligence is integrated into operations, and personnel are expected to engage with relevant AI tooling. The organization seeks a Staff Software Engineer to join the Financial Infrastructure team within Gusto Retirement. This position centers on managing…

Job Description

Gusto provides a platform handling payroll, HR, health insurance, and 401(k) services for over 500,000 small businesses throughout the nation. The company maintains physical workspaces in Denver, San Francisco, and New York City. Artificial intelligence is integrated into operations, and personnel are expected to engage with relevant AI tooling.

The organization seeks a Staff Software Engineer to join the Financial Infrastructure team within Gusto Retirement. This position centers on managing and developing backend services, APIs, and money movement systems. The individual will handle settlements, payments, tax integrations, and regulatory compliance workflows while collaborating closely with product, operations, and compliance departments. Daily tasks involve writing production code, handling financial edge cases, debugging systems, and mentoring other engineers.

This opportunity suits senior software professionals with extensive technical experience in high-correctness environments, particularly those comfortable owning end-to-end infrastructure and backend development frameworks like Ruby on Rails. Candidates must be available to travel for onboarding and adhere to hybrid office policies if residing near company hubs in Denver, San Francisco, New York City, or Scottsdale.

Responsibilities

  • Design and deploy backend services and APIs for financial transactions and integrations
  • Handle payment processing, fund settlements, reconciliation, and ledger corrections
  • Support critical operational workflows including payroll connections, KYB, KYC, 401(k) loans, billing, and IRAs
  • Partner with product, compliance, and engineering teams to scope and deliver production software
  • Troubleshoot live production errors and enhance observability and operational tooling
  • Mentor engineering personnel to address complex architectural challenges at scale
  • Write well-tested and maintainable source code

Requirements

  • Over eight years of professional software engineering experience building production platforms
  • Strong background working with application services, APIs, and data-heavy workflows
  • Comfort taking end-to-end ownership of systems, including operational support
  • Experience partnering with product managers to deliver scoped engineering solutions
  • Proficiency with Ruby on Rails or an equivalent backend framework

Qualifications

  • Background working on financial platforms, payment processing, or other high-correctness domains
  • Experience utilizing AI tools to accelerate development and testing capabilities
  • Familiarity with emerging AI frameworks and scaling AI practices across engineering teams

Core Skills

Benefits

  • Competitive base salary
  • Equity in the form of restricted stock units
  • Comprehensive employee benefits package

Frequently Asked Questions

What is the salary range for this position?

The targeted cash compensation ranges from $163,000 to $204,000 for Denver and most remote locations, and from $197,000 to $247,000 for San Francisco, Seattle, and New York, with stock equity offered in addition.

Is this a remote or on-site role?

The role is classified as on-site with hybrid office expectations. Employees based near the Denver, San Francisco, New York City, or Scottsdale offices are expected to work on-site approximately two to three days per week.

What travel is required for this position?

Travel to a Gusto office is required specifically for the onboarding process.

How many years of experience are required?

Candidates must have eight or more years of software engineering experience building and shipping production products or platforms.

Sample Interview Questions

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