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MoniepointField Credit Officer (Anambra)
Moniepoint seeks a Field Credit Officer for an on-site position based in Anambra. Recognized as a rapidly expanding fintech organization in Africa, the company serves a…
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About This Role
Moniepoint seeks a Field Credit Officer for an on-site position based in Anambra. Recognized as a rapidly expanding fintech organization in Africa, the company serves a large customer base of individuals and businesses, processing substantial monthly transaction volumes with the mission of bringing financial happiness across the continent. In this capacity, the selected individual will handle the recruitment and administration of local enterprises utilizing the organization's credit offerings. The role…
Job Description
Moniepoint seeks a Field Credit Officer for an on-site position based in Anambra. Recognized as a rapidly expanding fintech organization in Africa, the company serves a large customer base of individuals and businesses, processing substantial monthly transaction volumes with the mission of bringing financial happiness across the continent.
In this capacity, the selected individual will handle the recruitment and administration of local enterprises utilizing the organization's credit offerings. The role involves driving loan portfolio expansion while safeguarding profitability through timely loan repayments. Team members evaluate loan seekers by assessing the five Cs of credit, with a primary focus on character, capacity, and capital, and utilize proprietary technological solutions to track ongoing performance.
This job suits sales and credit professionals who possess a strong eye for detail and the resilience to conduct regular physical evaluations of local business sites. The role reports directly to the Regional Credit Manager under an outsourced employment arrangement.
Responsibilities
- Locate and register suitable enterprises within the designated region to establish accounts
- Interact with clients to encourage regular account utilization so they qualify for credit access
- Evaluate and process loan applications by reviewing available data to approve or deny requests
- Conduct in-person visits to the business locations of prospective borrowers to assess records, inventory, and turnover
- Fulfill gross loan portfolio and profitability goals while keeping default rates low
- Track active loan accounts to verify ongoing usage and timely debt settlement
- Provide management with recommendations before, during, and after fund disbursement based on economic conditions
Requirements
- Hold at least an OND in a business-related field
- Bring a minimum of two years of sales experience involving credit products at a financial institution
- Demonstrate practical understanding of credit risk analysis
- Live in Anambra
- Exhibit strong attention to detail
- Possess basic or complex analytical abilities
- Show strong interpersonal, communication, and presentation capabilities
- Demonstrate persistence and agility
Qualifications
- Possess a strong working knowledge of financial analysis
Core Skills
Benefits
- Receive competitive pay and associated benefits
- Access opportunities for professional advancement
- Contribute to a major regional fintech expanding its market presence
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
Where is this job located?
The position is based in Anambra and requires candidates to reside there.
What is the remote work policy?
This is an on-site role that involves physical visits to potential borrowers' business locations.
What is the employment type?
The role is classified as outsourced employment.
What are the minimum education and experience requirements?
Applicants must hold at least an OND in a business-related discipline and have a minimum of two years of experience selling credit products within a financial institution.
What salary and benefits are offered?
The exact salary is not stated in the posting, but the employer offers competitive compensation, benefits, and career growth opportunities.
Sample Interview Questions
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