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MoniepointField Credit Officer (Ekiti)
Moniepoint seeks a Field Credit Officer for an on-site position based in Ekiti, reporting to the Regional Credit Manager under an outsourced employment arrangement. Moniepoint is…
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About This Role
Moniepoint seeks a Field Credit Officer for an on-site position based in Ekiti, reporting to the Regional Credit Manager under an outsourced employment arrangement. Moniepoint is a fintech company recognized by the Financial Times in 2024, serving over ten million accounts and processing billions of Naira each month with a mission to bring financial happiness across Africa. This role suits professionals with sales and credit assessment experience who can drive…
Job Description
Moniepoint seeks a Field Credit Officer for an on-site position based in Ekiti, reporting to the Regional Credit Manager under an outsourced employment arrangement. Moniepoint is a fintech company recognized by the Financial Times in 2024, serving over ten million accounts and processing billions of Naira each month with a mission to bring financial happiness across Africa.
This role suits professionals with sales and credit assessment experience who can drive loan portfolio growth while keeping default rates low. The Field Credit Officer will locate and register appropriate businesses, evaluate credit applications using the 5Cs of credit framework with an emphasis on character, capacity, and capital, and conduct in-person visits to examine business books, inventory, and turnover.
Key duties involve monitoring active loans, ensuring consistent business account usage, managing repayments, and making management recommendations regarding loan facilities. Success in this position is measured by hitting gross portfolio targets, maintaining profitability, and performing rigorous risk evaluations.
Responsibilities
- Locate and register eligible businesses in the designated area to establish business accounts with Moniepoint
- Interact with clients to encourage regular account usage so they qualify for credit access
- Evaluate available data to approve or deny loan applications
- Conduct on-site visits to applicants' business locations to inspect financial records, turnover, and inventory
- Reach gross loan portfolio and profitability goals while keeping a performing customer base and low default rates
- Track active loan portfolios to verify ongoing account usage and timely repayments
- Complete additional credit-related tasks delegated by a supervisor
Requirements
- Hold at least an OND in a business-related field
- Accumulate a minimum of two years of sales experience involving credit products within a financial institution
- Possess demonstrable knowledge of credit risk analysis
- Show attention to detail along with simple and complex analytical capabilities
- Demonstrate strong interpersonal, communication, and presentation skills
- Display agility and perseverance
Qualifications
- Possess good knowledge of financial analysis
Core Skills
Benefits
- Competitive compensation and benefits
- Career growth opportunities
- Chance to work with a fast-growing African fintech company
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
What is the location and work mode for this role?
The position is based in Ekiti and is an on-site work mode.
What is the employment type?
This position is offered as an outsourced employment type.
What salary and benefits are provided?
The specific salary is not stated in the job posting, but the employer offers competitive compensation, benefits, and career growth opportunities.
What educational background is required?
Candidates must hold a minimum of an OND in any business-related discipline.
Sample Interview Questions
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