Opportunity at
MoniepointField Credit Officer (Imo)
Moniepoint seeks a Field Credit Officer for an on-site, outsourced position based in Imo. Recognized by the Financial Times in 2024 as Africa's fastest-growing fintech, the…
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About This Role
Moniepoint seeks a Field Credit Officer for an on-site, outsourced position based in Imo. Recognized by the Financial Times in 2024 as Africa's fastest-growing fintech, the organization serves over 10 million individual and business accounts and processes billions of Naira monthly to drive financial inclusion. In this capacity, the selected professional will facilitate credit access for enterprises by introducing them to Moniepoint solutions and guiding them through the application lifecycle.…
Job Description
Moniepoint seeks a Field Credit Officer for an on-site, outsourced position based in Imo. Recognized by the Financial Times in 2024 as Africa's fastest-growing fintech, the organization serves over 10 million individual and business accounts and processes billions of Naira monthly to drive financial inclusion.
In this capacity, the selected professional will facilitate credit access for enterprises by introducing them to Moniepoint solutions and guiding them through the application lifecycle. Key duties include evaluating borrower viability through physical site inspections, reviewing financial documents, and utilizing proprietary monitoring technology. This position suits individuals adept at balancing loan portfolio growth with risk management by prioritizing capacity, character, and capital.
The role requires meeting specific profitability and portfolio targets while ensuring consistent loan performance and timely repayments. Successful candidates will collaborate closely with management and report directly to the Regional Credit Manager, contributing to the broader mission of enabling financial happiness across the region.
Responsibilities
- Locate and register prospective businesses within a designated territory to establish Moniepoint accounts
- Interact with clients to encourage consistent account utilization, helping them qualify for credit offerings
- Evaluate and adjudicate loan submissions by examining available data sources
- Conduct in-person visits to borrower locations to inspect business records, inventory levels, and turnover
- Achieve gross loan portfolio and profitability goals while keeping default rates low through ongoing portfolio oversight
- Track active loan accounts to verify continued platform usage and timely repayment schedules
- Execute any other duties related to credit operations assigned by leadership
Requirements
- Hold at least an Ordinary National Diploma in a business-related field
- Possess a minimum of two years of professional background selling credit products within a financial institution
- Demonstrate a working understanding of credit risk analysis
- Display strong attention to detail and analytical capabilities
- Exhibit effective communication, interpersonal, and presentation abilities
- Demonstrate agility and perseverance in daily tasks
Qualifications
- Possess a strong grasp of financial analysis principles
Core Skills
Benefits
- Competitive financial compensation and associated benefits
- Professional development and career advancement opportunities
- Chance to contribute to the expansion of a major African financial technology firm
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
What is the work mode and location for the Field Credit Officer role?
The position is an on-site role located in Imo.
What is the employment type for this position?
The role is classified as outsourced and full-time.
Who does the Field Credit Officer report to?
The officer reports directly to the Regional Credit Manager.
What educational and professional background is required?
Applicants must have at least an Ordinary National Diploma in a business-related discipline and a minimum of two years of sales experience involving credit products in a financial institution.
Does the posting specify the salary amount?
The specific salary amount is not stated in the job posting, though it mentions competitive compensation.
Sample Interview Questions
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