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MoniepointField Credit Officer (Ebonyi)
Moniepoint seeks a Field Credit Officer for an on-site, outsourced position based in Ebonyi. Recognized as a fast-growing African financial technology enterprise, the organization serves millions…
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About This Role
Moniepoint seeks a Field Credit Officer for an on-site, outsourced position based in Ebonyi. Recognized as a fast-growing African financial technology enterprise, the organization serves millions of accounts and processes high transaction volumes monthly with the goal of fostering financial inclusion. In this position, the professional reports directly to the Regional Credit Manager and handles the complete credit lifecycle for regional clients. The person in this role will focus on…
Job Description
Moniepoint seeks a Field Credit Officer for an on-site, outsourced position based in Ebonyi. Recognized as a fast-growing African financial technology enterprise, the organization serves millions of accounts and processes high transaction volumes monthly with the goal of fostering financial inclusion. In this position, the professional reports directly to the Regional Credit Manager and handles the complete credit lifecycle for regional clients.
The person in this role will focus on acquiring qualified businesses, evaluating creditworthiness based on the five Cs of credit, and recommending financing actions to management. Responsibilities include conducting physical visits to client locations to inspect business operations, managing active portfolios, and maintaining profitability by ensuring timely loan repayments. This position suits individuals with strong analytical capabilities, attention to detail, and a background in financial sales who can persevere in a dynamic environment.
Responsibilities
- Identify and onboard prospective business clients within the assigned geographic region to open accounts
- Engage clients to drive optimal account usage and qualify them for credit products
- Analyze available data to review and decide on loan applications
- Conduct physical site visits to evaluate applicant operations, inventory, and turnover
- Meet specific gross loan portfolio and profitability goals while controlling default rates
- Monitor active loans to verify ongoing account usage and timely repayment performance
- Provide management with recommendations before, during, and after loan disbursement
- Perform additional credit duties assigned by a supervisor
Requirements
- Minimum of an OND in a business-related discipline
- At least two years of experience selling credit products within a financial institution
- Working knowledge of credit risk analysis
- Strong attention to detail
- Demonstrated simple and complex analytical capabilities
- Effective communication, interpersonal, and presentation skills
- High level of agility and perseverance
Qualifications
- Proficiency in financial analysis
Core Skills
Benefits
- Competitive compensation and benefits package
- Career growth opportunities
- Chance to contribute to the growth of a prominent African fintech company
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
What is the employment type and work mode for this role?
This is an outsourced, full-time position structured as an on-site role based in Ebonyi.
Who does the Field Credit Officer report to?
The position reports directly to the Regional Credit Manager.
What educational and experience requirements are necessary?
Candidates must hold at least an OND in a business-related field and possess a minimum of two years of experience in credit product sales within a financial institution.
What is the salary and benefits offering?
The specific salary amount is not stated in the job posting, but the employer offers competitive compensation, benefits, and career growth opportunities.
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