Remote opportunity at
MonzoSenior Financial Crime Investigator, Business Banking
Monzo operates as a digital banking alternative offering personal accounts, business solutions, and credit products to UK customers with a mission to change lives and solve…
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About This Role
Monzo operates as a digital banking alternative offering personal accounts, business solutions, and credit products to UK customers with a mission to change lives and solve financial problems. The organization seeks a Senior Financial Crime Investigator for its Business Banking team to act as a frontline defense against sophisticated fraud and money laundering. This fully remote, UK-based position suits an experienced financial crime professional capable of managing complex economic crime…
Job Description
Monzo operates as a digital banking alternative offering personal accounts, business solutions, and credit products to UK customers with a mission to change lives and solve financial problems. The organization seeks a Senior Financial Crime Investigator for its Business Banking team to act as a frontline defense against sophisticated fraud and money laundering. This fully remote, UK-based position suits an experienced financial crime professional capable of managing complex economic crime investigations and protecting customer accounts.
The role involves working within a specialized risk-focused unit to maintain financial integrity across the entire customer lifecycle. Responsibilities include handling enhanced due diligence for high-risk enterprises, drafting reports for the National Crime Agency, and mentoring team members on financial crime typologies. The position operates on a 37.5-hour weekly schedule from Monday to Friday, with one full weekend shift every four weeks and mandatory full-time training during the first six weeks.
Responsibilities
- Manage complex business banking financial crime tasks including enhanced due diligence for high-risk companies and multi-jurisdictional money muling investigations
- Prepare, review, and file suspicious activity reports to the National Crime Agency in compliance with legal and evidential standards
- Participate in core investigative duties regularly to maintain competency, support service level agreements, and understand frontline challenges
- Coach investigators regarding financial crime typologies, best practices, and performance enhancement
- Collaborate with operations analysts to share emerging trends and ensure operational guidance remains current
Requirements
- Demonstrated expertise in know-your-business and anti-money laundering with significant background in end-to-end business due diligence and complex investigations within a regulated financial environment
- Proficiency as a researcher capable of utilizing open-source intelligence to corroborate customer profiles and transaction history
- Thorough understanding of UK and international financial crime trends impacting business accounts alongside the UK suspicious activity reporting framework
- Ability to work in a fast-paced setting while adapting quickly to shifting priorities and new procedures
- Commitment to protecting the organization and its clients through effective detection and prevention of economic crime
Qualifications
- Experience mentoring peers or escalating process improvements
- Relevant certifications such as ICA or ACAMS
Core Skills
Benefits
- Annual salary between 31,100 and 39,350 British Pounds with performance-based incentive awards
- Guaranteed time off approval on birthdays if they occur on scheduled work days outside of the training period
- Annual budget of 1,000 British Pounds for books, training courses, and conferences
- MacBook provision and extra home office support for fully remote work
- Set days in lieu provided when working scheduled weekend shifts
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
Is this position remote?
Yes, this role is fully remote and based within the UK.
What is the salary range for this role?
The salary ranges from 31,100 to 39,350 British Pounds per year, plus performance-tied incentive awards.
What are the working hours and shift requirements?
You will work 37.5 hours weekly from Monday to Friday, 9:00 am to 5:30 pm, plus one full weekend every four weeks with two set days in lieu provided. Time off is not permitted during the first six weeks due to training.
What does the application process involve?
The application journey consists of answering application questions, a 30-minute recruiter video call, and a 60-minute hiring manager video interview focusing on values and technical questions.
Sample Interview Questions
AI-generated questions tailored to this specific role — a preview of the full practice set.