Remote opportunity at
MonzoSenior Financial Crime Investigator, Business Banking
Monzo operates as a digital banking alternative offering personal, business, joint, teen, and kids accounts, alongside credit cards, savings, investments, and pension integration. The company is…
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About This Role
Monzo operates as a digital banking alternative offering personal, business, joint, teen, and kids accounts, alongside credit cards, savings, investments, and pension integration. The company is currently hiring a Senior Financial Crime Investigator, Business Banking to join its remote UK team. This critical operational role acts as a primary defense against complex economic crime. The position suits an analytical professional with a background in business banking compliance who wants to…
Job Description
Monzo operates as a digital banking alternative offering personal, business, joint, teen, and kids accounts, alongside credit cards, savings, investments, and pension integration. The company is currently hiring a Senior Financial Crime Investigator, Business Banking to join its remote UK team.
This critical operational role acts as a primary defense against complex economic crime. The position suits an analytical professional with a background in business banking compliance who wants to protect customers—ranging from startups to established SMEs—from sophisticated fraud and money laundering schemes.
The role involves managing high-risk Enhanced Due Diligence, conducting sensitive customer reviews, investigating multi-jurisdictional money muling, and preparing Suspicious Activity Reports for the National Crime Agency. Practitioners will balance core investigative casework with coaching team members and sharing emerging fraud trends with operations analysts.
Candidates must be available to work a 37.5-hour week from Monday to Friday, between 9:00 am and 5:30 pm, alongside one full weekend shift every four weeks with designated time off in lieu. The position starts on Monday, January 18, 2027, and includes an initial training period during which time off cannot be approved.
Responsibilities
- Manage complex financial crime tasks, including Enhanced Due Diligence for high-risk businesses
- Conduct sensitive customer reviews regarding areas like Sexual Services flags
- Investigate multi-jurisdictional money muling activities
- Write, review, and submit Suspicious Activity Reports to the National Crime Agency
- Maintain a regular schedule of core investigative tasks to support domain service level agreements
- Coach investigators on financial crime typologies, best practices, and performance improvement
- Collaborate with operations analysts to share emerging trends and update operational guidance
Requirements
- Possess deep Know Your Business and anti-money laundering expertise with significant end-to-end business due diligence and investigation experience in a regulated financial setting
- Demonstrate strong research abilities utilizing open-source intelligence and analysis to corroborate customer profiles and transactions
- Understand UK and international financial crime trends affecting business accounts and the UK Suspicious Activity Reports regime
- Maintain high flexibility in a fast-paced environment to adapt to shifting priorities and process changes
Qualifications
- Experience mentoring peers and escalating process improvements
- Relevant professional qualifications such as International Compliance Association or Association of Certified Anti-Money Laundering Specialists
Core Skills
Benefits
- Annual salary ranging from 31,100 to 39,350 British Pounds
- Performance-tied incentive awards
- Guaranteed time off on your birthday if it falls on a scheduled workday
- An annual budget of 1,000 British Pounds for books, training courses, and conferences
- A company-provided MacBook and extra support for a work-from-home environment
- Full remote working setup within the United Kingdom
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
Is this role remote?
Yes, the posting specifies that the role is fully remote and based within the UK.
What is the salary range for this position?
The salary ranges from 31,100 to 39,350 British Pounds per year, plus performance-tied incentive awards.
What are the working hours and shift requirements?
Employees work 37.5 hours per week from Monday to Friday, 9:00 am to 5:30 pm. Additionally, staff work one full weekend every four weeks, receiving two set days in lieu.
What does the application process involve?
The application journey has three steps: answering application questions, a 30-minute recruiter video call, and a 60-minute hiring manager video call covering values and technical questions.
Sample Interview Questions
AI-generated questions tailored to this specific role — a preview of the full practice set.