Remote opportunity at
GoCardlessUS Chief Compliance Officer - Remote
GoCardless, which belongs to Mollie, specializes in bank-based payments such as Direct Debit, instant transfers and open banking connections. Over 100,000 businesses use the platform, which…
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About This Role
GoCardless, which belongs to Mollie, specializes in bank-based payments such as Direct Debit, instant transfers and open banking connections. Over 100,000 businesses use the platform, which processes more than US$130bn a year across 30-plus countries. The company is headquartered in the UK and operates across North America, Europe and the Asia-Pacific region. This is a full-time, remote role. The US Chief Compliance Officer is responsible for all regulatory and compliance…
Job Description
GoCardless, which belongs to Mollie, specializes in bank-based payments such as Direct Debit, instant transfers and open banking connections. Over 100,000 businesses use the platform, which processes more than US$130bn a year across 30-plus countries. The company is headquartered in the UK and operates across North America, Europe and the Asia-Pacific region. This is a full-time, remote role.
The US Chief Compliance Officer is responsible for all regulatory and compliance matters in the United States and Canada. The job is to build a regulatory strategy for these markets, put compliance programs into practice and manage the company's regulated activities. The officer takes a consultative approach, works alongside every business unit and the group-wide regulatory compliance team, and may help set up cross-border contracts with the group's regulated entities.
Core duties include obtaining and maintaining required licenses and authorizations, adjusting them as products and the organization change, managing regulatory oversight, controls and reporting, handling examinations and audits, and supporting corporate governance. Partnering with the Global MLRO and Financial Crimes colleagues, the officer oversees AML/CTF and sanctions programs for US and Canadian operations. The role also covers regulatory training for the board and executives, development of bank and financial institution partnerships, and advice on payment scheme rules.
The ideal candidate has managed compliance for US card programs or embedded payment products while working at a fintech or in program management, including work with sponsor banks, Visa and Mastercard rules, and rulebooks including UDAAP, Reg E and BSA/AML. Direct experience running a US regulated financial services business and dealing with regulators is expected. Some overseas travel is involved.
The base salary range is $180,000 to $270,000. The company generally pays between the minimum and the midpoint of the range until performance is assessed in the role. Offers reflect experience, interview results and internal pay parity.
Responsibilities
- Develop a comprehensive US and Canada regulatory strategy aligned with business goals.
- Obtain and maintain licenses and authorizations, including changes in product scope and organization.
- Manage regulatory oversight, controls, reporting and regulator engagement.
- Manage regulatory examinations and audits.
- Support corporate governance and good standing.
- Work with product counsel on regulatory assessments that surface risks and show how to reach compliance.
- Oversee AML/CTF and sanctions controls for US and Canadian operations, alongside the Global MLRO and Financial Crimes team.
- Support localization of compliance programs and related training for the board, executives and staff.
- Give business and product teams guidance on payment scheme rules and wider regulatory obligations.
Requirements
- Background running compliance for American card offerings and embedded payments or finance products.
- Working knowledge of sponsor bank partnerships, Visa and Mastercard network rules, and consumer and anti-money-laundering rules such as Reg E, UDAAP and BSA.
- Direct experience running a regulated US financial services business.
- Experience dealing directly with financial services regulators.
- Track record of writing compliance policies and frameworks and then putting them into practice across a company.
- Ability to advise on how regulation affects products and expansion, and to operate at a strategic level.
- Strong communication skills and a collaborative working style.
Qualifications
- Experience with state regulators on money transmission licensing matters and with FinCEN on BSA matters.
- Experience with a high-growth company journey.
Core Skills
Benefits
- Wellbeing support, including medical cover.
- A work-away arrangement letting staff work from abroad for as long as 90 days across any 12 months.
- Adaptive working for flexible scheduling.
- Parental leave.
- An annual learning budget.
- Generous holiday allowance, 3 volunteer days and 4 company-wide wellness days each year.
Frequently Asked Questions
Answers are based only on the employer’s listing; where it doesn’t say, neither do we.
Is this role remote?
Yes, the role is remote and some overseas travel is involved.
What is the base salary?
The base salary range is $180,000 to $270,000, with offers based on experience, interview assessment and pay parity.
What experience is expected?
Experience running compliance for US card and embedded payments work, direct experience running a regulated US financial services business, and dealing with regulators.
What benefits are listed?
The posting lists medical cover, parental leave, an annual learning budget, a work-away arrangement of up to 90 days in a 12-month period, and generous holiday time.
Sample Interview Questions
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